Jewelry and watches
Wine and whisky
Fine art
Cars
Emerging collectibles
Coins
Fine art
75%
Collecting artwork is a passion that has
transcended generations. Whether you enjoy your art at home or share it with others in a gallery or museum, it’s important to have proper insurance protection in place.
Protection tip: Art in transit is at its most vulnerable. Hire packers, shippers, and installers who specialize in fine art.
*The Wealth Report, Knight Frank Luxury Investment Index
increase in art values over 10 years*
*The Wealth Report, Knight Frank Luxury Investment Index
Temperature and humidity instability can greatly affect the value of wine and whisky collections. Even if bottles are safely stored
in controlled environments, disasters
can happen
Protection tip: Keep an up-to-date inventory of your collection.
increase in whisky values over 10 years*
428%
Wine and whisky
increase in wine
values over 10 years*
137%
*The Wealth Report, Knight Frank Luxury Investment Index
Jewelry and watches are some of the most common heirlooms passed down to future generations.
Most homeowners policies provide only limited coverage for jewelry, watches, and other valuables— often only $1,000 to $2,500. Separate insurance is necessary for these special collectibles.
Protection tip: Consider an external safe deposit box for high-value jewelry or watches that are
worn infrequently.
increase in collectible watch values over 10 years*
108%
increase in jewelry
values over 10 years*
57%
Jewelry and watches
*The Wealth Report, Knight Frank Luxury Investment Index
One of the most traditional collectible items,
coins—or numismatic property—are usually
only afforded $250 in coverage under a standard homeowners policy. Discuss your collection with your personal risk advisor to help ensure you
have proper protection in place.
Protection tip: Cleaning a coin can alter its condition and sometimes reduce its value.
increase in coin values over 10 years*
64%
Coins
*The Wealth Report, Knight Frank Luxury Investment Index
From classic cars and motorcycles, to muscle cars, exotic sports cars, and custom-built vehicles, collector vehicles remain highly popular passion investments. Collector vehicle insurance policies generally provide coverage terms not available under standard policies
and can be tailored to provide financial protection for a variety of vehicles.
Protection tip: When looking to transport
high-value vehicles to exhibitions, owners should work with specialists to mitigate
the risk of damage and theft.
increase in collector car values over 10 years*
164%
Cars
*The Wealth Report, Knight Frank Luxury Investment Index
Collectible handbags have seen a 78% increase in value over the past ten years and certain sneakers have recently broken auction records with sales well over $1 million. While these collectibles are pieces of “art” in their own right, they also have unique insurance considerations since their wear or usage may affect their value.
Emerging Collectibles