Accidents were cute when we were kids, but not anymore. Personal excess liability insurance can help protect what you’ve earned as an adult.
Personal excess liability insurance can help you protect what you’ve earned as well as your financial future.
It might be time for "grown up" insurance.
You've earned it.
Now keep it.
Enroll Now
What are
my options?
Case Study:
Internet Defamation
Download:
Case studies
from Chubb
Case Study:
Car Accident
Internet Defamation
A plaintiff brought an internet defamation suit against a woman for posting defamatory statements online, where the defendant called the plaintiff a “crook” and a “fraud” and affected her professional reputation.
The plaintiff demonstrated that her business had been affected by the online comments and the jury awarded an $11 million verdict.
$11.3M
Choose the coverage amount that’s right for you.
Coverage
Amounts
Annual Cost
$15M*
$6,452
$25M
$4,886
$644
$20M
$3M
$847
$5M
$1,439
$10M
$2,403
$15M
$515
$368
$2M
$1M
Download the Program Overview to learn more about coverage details and explore your additional options, including Uninsured/Underinsured Motorist (UM/UIM) coverage and Employment Practices Liability Insurance (EPLI).
Car Accident
A client’s spouse was in a car accident and severely injured his arm, requiring multiple complex surgeries.
Because the other driver didn’t have sufficient liability coverage, the Uninsured/Underinsured (UM/UIM) coverage as part of the Chubb excess policy paid his medical bills and lost wages in excess of $1 million.
$1M+
About your personal excess
liability benefit.
JPMorgan Chase & Co. is offering you access to personal excess liability (PEXL) coverage as part of your benefits program. The advantages of participating in this group program include:
• Premium group pricing,
• Access to higher coverage limits, and
• Simplified underwriting requirements.
Although limited coverage is typically included in a homeowners, renters, or auto policy, it is rarely enough if there is a significant lawsuit. Personal excess liability insurance provides coverage if you are sued for personal injury, bodily injury, or property damage.
Average liability settlements in the US are nearly $2 million.
Uninsured/Underinsured Motorist (UM/UIM) coverage provides protection if you, your family,
or passengers in your car are injured by a driver
who is uninsured or does not have enough insurance. This coverage also protects you if you
are struck by a car as a pedestrian or involved in
a hit-and-run accident.
Approximately
1 in 8 drivers
are uninsured.
Download the Program Overview to learn more about coverage details and explore your additional options, including Uninsured/Underinsured Motorist (UM/UIM) coverage and Employment Practices Liability Insurance (EPLI).