France
Italy
Netherlands
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Turkey
Continental Europe
Malaysia
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China
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Chile
Colombia
LATAM
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Saudi Arabia
MEA
Australia
New Zealand
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United States
Canada
Global
View the risk ratings
Industry
Geography
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Global
Ranked priorities
HR
Risk
Employee health and well-being
16
12
Increasing cost of health, risk protection and well-being benefits
7
7
HR technology obsolescence
10
12
Talent attraction, retention and engagement
11
9
Catastrophic personal life events
3
2
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Clear governance approach for benefits management
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Asia
Ranked priorities
HR
Risk
Employee health and well-being
16
20
Increasing cost of health, risk protection and well-being benefits
14
9
HR technology obsolescence
11
7
Talent attraction, retention and engagement
8
11
Catastrophic personal life events
1
4
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Policies and systems for remote and flexible work
Environmental and social
Policies reducing carbon footprint
HR and Risk rating for China
Ranked priorities
HR
Risk
Employee health and well-being
18
21
Increasing cost of health, risk protection and well-being benefits
9
14
HR technology obsolescence
3
12
Talent attraction, retention and engagement
1
3
Catastrophic personal life events
11
12
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Systems, environments and communication in place to mitigate workplace injury and illness
Governance and financial
Clear governance approach for benefits management
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Policies and systems for remote and flexible work
Environmental and social
Establishing benefit minimum standards for all
HR and Risk rating for Hong Kong
Ranked priorities
HR
Risk
Employee health and well-being
12
15
Increasing cost of health, risk protection and well-being benefits
6
12
HR technology obsolescence
16
6
Talent attraction, retention and engagement
3
13
Catastrophic personal life events
5
9
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for India
Ranked priorities
HR
Risk
Employee health and well-being
5
5
Increasing cost of health, risk protection and well-being benefits
19
6
HR technology obsolescence
7
12
Talent attraction, retention and engagement
20
10
Catastrophic personal life events
9
2
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Malaysia
Ranked priorities
HR
Risk
Employee health and well-being
11
22
Increasing cost of health, risk protection and well-being benefits
10
3
HR technology obsolescence
16
4
Talent attraction, retention and engagement
7
21
Catastrophic personal life events
15
20
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Philippines
Ranked priorities
HR
Risk
Employee health and well-being
23
13
Increasing cost of health, risk protection and well-being benefits
8
15
HR technology obsolescence
10
6
Talent attraction, retention and engagement
7
17
Catastrophic personal life events
5
3
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Policies and systems for remote and flexible work
Environmental and social
Clear, transparent and measurable plans to advance diversity, equity and inclusion
HR and Risk rating for Singapore
Ranked priorities
HR
Risk
Employee health and well-being
16
21
Increasing cost of health, risk protection and well-being benefits
21
11
HR technology obsolescence
12
15
Talent attraction, retention and engagement
18
8
Catastrophic personal life events
3
2
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Tailored upskilling/reskilling policies for all employees
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for CE
Ranked priorities
HR
Risk
Employee health and well-being
13
11
Increasing cost of health, risk protection and well-being benefits
2
5
HR technology obsolescence
14
8
Talent attraction, retention and engagement
16
10
Catastrophic personal life events
3
2
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
Clear governance approach for benefits management
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Establishing benefit minimum standards for all
HR and Risk rating for France
Ranked priorities
HR
Risk
Employee health and well-being
2
6
Increasing cost of health, risk protection and well-being benefits
1
7
HR technology obsolescence
19
5
Talent attraction, retention and engagement
8
11
Catastrophic personal life events
6
2
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Systems, environments and communication in place to mitigate workplace injury and illness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Competitive employee value proposition including reward practices
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Italy
Ranked priorities
HR
Risk
Employee health and well-being
18
12
Increasing cost of health, risk protection and well-being benefits
6
4
HR technology obsolescence
3
5
Talent attraction, retention and engagement
11
17
Catastrophic personal life events
9
8
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Strategies for incorporating AI or automation, impacts to employees, and related upskilling and reskilling
Talent practices
Policies and systems for remote and flexible work
Environmental and social
Policies reducing carbon footprint
HR and Risk rating for Netherlands
Ranked priorities
HR
Risk
Employee health and well-being
7
17
Increasing cost of health, risk protection and well-being benefits
5
9
HR technology obsolescence
22
19
Talent attraction, retention and engagement
20
1
Catastrophic personal life events
1
3
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Systems, environments and communication in place to mitigate workplace injury and illness
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Clear, transparent and measurable plans to advance diversity, equity and inclusion
HR and Risk rating for Portugal
Ranked priorities
HR
Risk
Employee health and well-being
17
12
Increasing cost of health, risk protection and well-being benefits
10
9
HR technology obsolescence
16
2
Talent attraction, retention and engagement
4
16
Catastrophic personal life events
14
4
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Tailored upskilling/reskilling policies for all employees
Environmental and social
Clear, transparent and measurable plans to advance diversity, equity and inclusion
HR and Risk rating for Spain
Ranked priorities
HR
Risk
Employee health and well-being
15
10
Increasing cost of health, risk protection and well-being benefits
5
3
HR technology obsolescence
4
5
Talent attraction, retention and engagement
10
16
Catastrophic personal life events
11
22
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
Clear governance approach for benefits management
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Tailored upskilling/reskilling policies for all employees
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Turkey
Ranked priorities
HR
Risk
Employee health and well-being
17
14
Increasing cost of health, risk protection and well-being benefits
5
5
HR technology obsolescence
16
16
Talent attraction, retention and engagement
18
12
Catastrophic personal life events
1
1
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies reducing carbon footprint
HR and Risk rating for Latin America
Ranked priorities
HR
Risk
Employee health and well-being
19
17
Increasing cost of health, risk protection and well-being benefits
6
5
HR technology obsolescence
11
13
Talent attraction, retention and engagement
10
14
Catastrophic personal life events
7
2
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Systems, environments and communication in place to mitigate workplace injury and illness
Governance and financial
Clear governance approach for benefits management
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies reducing carbon footprint
HR and Risk rating for Brazil
Ranked priorities
HR
Risk
Employee health and well-being
25
21
Increasing cost of health, risk protection and well-being benefits
13
8
HR technology obsolescence
10
5
Talent attraction, retention and engagement
18
9
Catastrophic personal life events
7
11
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Clear governance approach for benefits management
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Policies and systems for remote and flexible work
Environmental and social
Policies reducing carbon footprint
HR and Risk rating for Chile
Ranked priorities
HR
Risk
Employee health and well-being
21
8
Increasing cost of health, risk protection and well-being benefits
1
6
HR technology obsolescence
8
21
Talent attraction, retention and engagement
20
12
Catastrophic personal life events
17
1
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Colombia
Ranked priorities
HR
Risk
Employee health and well-being
15
7
Increasing cost of health, risk protection and well-being benefits
5
5
HR technology obsolescence
18
8
Talent attraction, retention and engagement
7
11
Catastrophic personal life events
2
9
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Tailored upskilling/reskilling policies for all employees
Environmental and social
Clear, transparent and measurable plans to advance diversity, equity and inclusion
HR and Risk rating for Mexico
Ranked priorities
HR
Risk
Employee health and well-being
7
9
Increasing cost of health, risk protection and well-being benefits
9
10
HR technology obsolescence
13
12
Talent attraction, retention and engagement
12
16
Catastrophic personal life events
6
3
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Policies and support systems to enable remote, hybrid or other flexible ways of working
Environmental and social
Clear, transparent and measurable plans to advance diversity, equity and inclusion
HR and Risk rating for Peru
Ranked priorities
HR
Risk
Employee health and well-being
22
23
Increasing cost of health, risk protection and well-being benefits
8
3
HR technology obsolescence
6
18
Talent attraction, retention and engagement
3
17
Catastrophic personal life events
7
6
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for
Middle East & Africa
Ranked priorities
HR
Risk
Employee health and well-being
15
11
Increasing cost of health, risk protection and well-being benefits
7
6
HR technology obsolescence
20
7
Talent attraction, retention and engagement
3
13
Catastrophic personal life events
5
4
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Systems, environments and communication in place to mitigate workplace injury and illness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Establishing benefit minimum standards for all
HR and Risk rating for Saudi Arabia
Ranked priorities
HR
Risk
Employee health and well-being
11
8
Increasing cost of health, risk protection and well-being benefits
20
2
HR technology obsolescence
8
6
Talent attraction, retention and engagement
19
17
Catastrophic personal life events
7
3
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Establishing benefit minimum standards for all
HR and Risk rating for South Africa
Ranked priorities
HR
Risk
Employee health and well-being
18
17
Increasing cost of health, risk protection and well-being benefits
2
5
HR technology obsolescence
19
21
Talent attraction, retention and engagement
11
16
Catastrophic personal life events
8
4
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Policies, practices, environments creating a culture of health and wellbeing
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for UAE
Ranked priorities
HR
Risk
Employee health and well-being
10
11
Increasing cost of health, risk protection and well-being benefits
6
12
HR technology obsolescence
18
5
Talent attraction, retention and engagement
17
9
Catastrophic personal life events
2
6
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Policies and support systems to enable remote, hybrid or other flexible ways of working
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for Pacific
Ranked priorities
HR
Risk
Employee health and well-being
8
7
Increasing cost of health, risk protection and well-being benefits
5
13
HR technology obsolescence
18
11
Talent attraction, retention and engagement
7
12
Catastrophic personal life events
2
6
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Policies and support systems to enable remote, hybrid or other flexible ways of working
Environmental and social
Policies reducing carbon footprint
HR and Risk rating for Australia
Ranked priorities
HR
Risk
Employee health and well-being
22
6
Increasing cost of health, risk protection and well-being benefits
9
17
HR technology obsolescence
7
20
Talent attraction, retention and engagement
21
11
Catastrophic personal life events
11
2
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Policies and support systems to enable remote, hybrid or other flexible ways of working
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for New Zealand
Ranked priorities
HR
Risk
Employee health and well-being
4
15
Increasing cost of health, risk protection and well-being benefits
8
12
HR technology obsolescence
15
2
Talent attraction, retention and engagement
7
16
Catastrophic personal life events
5
1
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Pandemic preparedness
Governance and financial
Clear governance approach for benefits management
Accelerated digitization
Cybersecurity policies, controls and support systems
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Clear, transparent and measurable plans to advance diversity, equity and inclusion
HR and Risk rating for Canada
Ranked priorities
HR
Risk
Employee health and well-being
20
11
Increasing cost of health, risk protection and well-being benefits
6
8
HR technology obsolescence
9
16
Talent attraction, retention and engagement
2
4
Catastrophic personal life events
22
7
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Coverage for obtaining high quality, affordable and accessible healthcare
Governance and financial
Active management and monitoring of benefit costs, assets and obligations
Accelerated digitization
Strategies incorporating automation, and impact to employees, including upskilling and reskilling
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Policies and programs for loss of income due to disability, including return to work and accommodations
HR and Risk rating for US
Ranked priorities
HR
Risk
Employee health and well-being
12
3
Increasing cost of health, risk protection and well-being benefits
9
10
HR technology obsolescence
6
21
Talent attraction, retention and engagement
8
2
Catastrophic personal life events
3
14
X
Top effective measures for addressing the pillars of People Risk
Health and safety
Systems, environments and communication in place to mitigate workplace injury and illness
Governance and financial
An articulated cost containment strategy for the next three years
Accelerated digitization
Digital first benefits administration and other talent management processes
Talent practices
Training and engagement around company culture, values and ethics
Environmental and social
Establishing benefit minimum standards for all
HR and Risk rating for UK
Ranked priorities
HR
Risk
Employee health and well-being
11
6
Increasing cost of health, risk protection and well-being benefits
21
9
HR technology obsolescence
10
11
Talent attraction, retention and engagement
9
17
Catastrophic personal life events
5
7
X
