Mastercard 1-CLICK Approach
EMV 3-D Secure transmits 10X more data elements captured during checkout to help issuers make a more informed approval decision. Data points include location, device, network, behavior, and many more.
Increase approcals, reduce fraud, and improve consumer experience with EMV 3DS
Transfer of 100+ data points
Merchant & 3 party providers
rd
Mastercard Network
Issuer
SMART INTERFACE offers merchants a single, flexible, intelligent connection to the Mastercard 3-D Secure server.
An issuer can make a more confident, informed decision as a result of the additional details that pass through EMV 3DS. This can result in higher approval rates, reduced fraud, and fewer false declines.
Intelligent Approval Decision
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Decision Intelligence
10x more data with EMV 3DS
MASTERCARD IDENTITY CHECK ensures that the right protocols are followed so that Mastercard can properly authenticate the transaction.
SMART AUTHENTICATION helps the issuer during the authorization decision process by providing risk scores and additional insights about the transaction prior to authorization.
Decision Intelligence