3. Autonomy and architecture
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Technology and infrastructure today have made it much cheaper and easier to invest in and test ideas....”
Ricardo Guerra
Chief information officer, Itaú Unibanco
Technology and infrastructure today have made it much cheaper and easier to invest in and test ideas. We can start something up in the cloud where the infrastructure is already there—you don’t have to pay to build it—and you just have operating costs. What that means is you don’t have to invest a lot of time and money in market research. You can quickly build it and test it with the customer. This approach to architecture allows you to test way more than we used to test.”
—Ricardo Guerra, chief information officer, Itaú Unibanco
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