You know that sweet, exciting moment right after you’ve booked a trip, when you have visions of setting that OOO and enjoying tropical scenery, historical cities, and mouthwatering meals? But then something happens. Maybe your hotel loses your reservation, or your flight gets canceled, or you arrive at your destination but your luggage doesn’t. Or worse, you have a medical emergency. Travel battles can be frustrating because they’re often completely out of your control—yet you’ll likely have to front (and later eat) some unexpected expenses, without knowing whether you’ll be reimbursed.
Turns out that many of us at Morning Brew have shelled out for these types of mishaps. Which is why we’ve partnered with battleface, a travel insurance provider, to share our stories and to show why it’s not only financially worthwhile to safeguard your getaways but also important for your peace of mind. Had we added travel insurance to our trip budgets, it definitely would’ve had our backs—and it could have yours next time.
May 5, 2022
This travel expense is totally
worth it—and we learned it
the hard way
SPONSORED ADVERTISING CONTENT BY
battleface’s Trip Interruption Insurance can help you recoup some or most of your prepaid or nonrefundable trip costs if you have to cut a trip short or return home early due to unforeseen circumstances. Had Cassie purchased trip interruption coverage from battleface, she could have been reimbursed
for activity deposits she lost due to her unexpected illness.
The top 8 travel moments we wished we were covered for …
“I was on a trip with my husband, and midway through
I came down with the flu, so we went home earlier than planned.
Because we had to suddenly cut our trip short, we lost deposits for activities we had planned at our final destination and were
Avoid losing your deposit like the plague
Had Jon customized his travel insurance policy with battleface, he could have claimed reimbursement for the unexpected hotel room, transportation costs, and meals as a result of the flight delay. battleface covers up to 150% of your total trip expenses related to covered travel interruptions, and up to $200/day (with a $2,500 max) for surprise costs due to trip delays, such as
meals or hotel stays.
“We were on vacation in Europe, and after three days
in Lisbon, Portugal, we headed to the airport to catch an
evening flight to our next city—only to find out it was delayed
due to a staffing shortage. Since we wouldn’t be able to fly out until the following day, we had to book a last-minute room
at a hotel near the airport and spend the next day traveling instead of sightseeing.”
Your itinerary changes on the fly.
Keep the unexpected inexpensive
Standard travel insurance policies only reimburse you in certain scenarios,
so adding battleface’s Cancel For Any Reason (CFAR) coverage could be a worthwhile expense if you have nonrefundable costs and/or want the most flexibility when it comes to your travel plans. Had Natalia purchased it,
she could’ve gotten back up to 75% of her initial trip deposit.
Pick a reason, any reason
“I had a safari package booked as part of my honeymoon,
which we kept postponing due to the pandemic. The company kindly extended how long our trip credit was valid for, but once I got pregnant, we decided to cancel the trip altogether, even though it meant losing a portion of our deposit.”
We’ve lost count of how many times we’ve heard about baggage and personal effects getting lost, stolen, damaged, or misplaced, so it’s key to have a policy that covers your stuff—especially essentials like Kristen’s clothing. battleface reimburses you up to $2,500 if your baggage is lost, damaged, or stolen, and up to $100/day (with a $500 max) if it’s delayed.
Allowances aren’t just
“I was flying from Los Angeles to Syracuse, New York.
When I got off the plane and went to the baggage carousel,
I realized that my bags didn’t make it on the flight, and the airline was unable to locate them. Since I didn’t have anything to wear, my first stop was the mall for a week’s worth of clothes.”
There’s always a learning curve when it comes to driving an unfamiliar car
(not to mention navigating traffic signage in another language, if you’re traveling abroad). Car repairs can add up quickly, but battleface covers
such rental vehicle damages up to $35,000—which would’ve given
Elyssa plenty of buffer to repair that bumper.
Leave it better
than you found it
“I’m used to driving SUVs, but my rental got upgraded to a super-fancy sports car during a work trip. I wasn’t expecting it to be so low to the ground, and on my first parking attempt, I destroyed the front bumper on a concrete barrier. I had opted out of insurance because I assumed my corporate card would include it. It did not.”
It’s nice to make yourself feel at home in a vacation rental, but getting too comfortable can end up being a costly mistake. battleface’s Vacation Rental Damage insurance could’ve provided reimbursement for not only this accident but also any other damage Mike or his travel companions could’ve caused,
like wine spills on the couch or broken windows.
make yourself at home
“I was staying in a townhouse in Santa Cruz, California. As I set my bag on the table, a vase that was sitting there fell over
and rolled onto the floor, breaking on impact. It was a
total accident, but the vase was beyond repair.”
Your regular health insurance may not apply when you travel outside the US. For a relatively small percentage of your total trip cost, though, you can get up to $100,000 in Travel Medical Insurance, which could be worth it for adventure-seekers like Greg (and even beach bums like the rest of us). In the event of a serious injury or illness requiring medical evacuation to another hospital
(or even back home), battleface’s travel medical coverage also
includes up to $500,000 in Medical Evacuation Insurance.
Don’t go broke,
even if your arm is
“I was visiting friends in Ecuador, and we went on a bike ride along an unpaved trail with rocky terrain. I took a turn too fast and fell, landing directly on my left arm. It broke in multiple spots, requiring surgery and an overnight hospital stay.”
Pets can be protected abroad just like people. Had Avery factored Fido into her travel insurance policy, she could’ve been reimbursed up to $2,000 (with a $100 deductible) for the cost of any pet injuries and illnesses.
Life is like a box
“My partner and I took advantage of remote work and rented
an apartment in London for a month. While we were unpacking,
our dog helped herself to some chocolate that was left out as a welcome gift. One emergency vet visit later, she ended up being fine, but it made for a stressful (and expensive)
first few days."
Traveling comes with its own set of battles you can’t always prepare for. But you can purchase travel insurance to make sure your vacation funds are protected should the unexpected happen. Cover your next domestic or international trip with a custom
travel insurance policy from battleface.
The bottom line
The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions, and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the policy itself for a description of the scope and limitations of coverage
Your flight or hotel
Your itinerary changes
on the fly.
You need to cancel
(for any reason).
You arrive on time,
but your stuff is MIA.
Your rental car
to your vacation rental.
You need urgent
Your furry family member
needs some TLC.
April 5, 2022
Shopping for success with 3 small businesses
Get trip interruption insurance
Get trip delay insurance
Get cancel for any
Get rental vehicle
Get vacation rental
Avoid losing your deposit
like the plague
Keep the unexpected inexpensive
Pick a reason any reason
just for teenagers
Leave it better than
you found it
make yourself home
Don't go broke,
even if your arm is
Life is like a box