INVESTMENT FUNDS
A commitment to multifaceted investment choice and flexibility
Each of the mutual funds on our platform has its individual merits. Collectively, the lineup offers many advantages that would not otherwise be realized separately. Our investment specialists seek to eliminate fund overlap so that even funds within the same investment style (large cap, mid cap, small cap, growth, core/blend and value) provide different approaches to a particular market segment.
These funds provide participants with many different risk/return opportunities so that they can establish asset allocations that suit their financial goals and tolerance for risk. Our lineup spans the risk spectrum from traditionally lower-risk money market funds, to small cap and international equity funds typically featuring higher risk and higher potential returns. For participants who prefer not to construct their own style-specific mix of investments, Mutual of America offers investment options designed to help simplify the investment allocation process.
You can also create a lineup that offers environmental, social and governance (ESG) choices, lower-cost index funds or funds that invest according to faith-based values.
Our platform offers a solid mix of asset classes
Money
Market
Fixed
Income
Balanced/
Target
Date
Large
Cap
Equity
Mid Cap
Equity
International
Equity
Small
Cap
Equity
Real Estate
INCREASING POTENTIAL RETURN >
INCREASING RISK >
This chart shows how Mutual of America’s investment options compare in terms of risk and potential return. The spacing between funds is not meant to be exact, but rather to illustrate relative risk and potential return. The Retirement and Allocation Funds are grouped together above with the other balanced funds for illustrative purposes. The asset composition of these funds can differ significantly and therefore can have different risk and potential return characteristics among different asset classes. The actual performance of the funds may differ depending on the investment options selected, timing of transactions, market conditions and other factors.
Plan sponsors are plan fiduciaries and are required to act for the exclusive benefit of plan participants and beneficiaries with respects to all of the plan's operations
Mutual of America helps you fulfill your fiduciary duties with confidence across every touchpoint
In choosing your retirement plan's investment lineup our platform adapts to and supports the different ways fiduciaries may wish to select mutual funds to offer in their plans
Mutual of America will indemnify plan sponsors who have self-selected their fund menu, or who have used an investment fiduciary to select it, provided it includes selections from our "core" asset classes