MXinsights
Learning Guide
An introduction to MXinsights in 5 minutes,
or longer if you have the time.
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MXinsights
MXinsights
Overview video
4ish minutes
MXinsights is a personalized financial feed that protects, guides, and informs you on how to create and maintain healthy financial habits while helping you avoid potential anomalies or pit falls.
Start from the beginning
Protect your
finances
Lesson 1
5ish minutes
5ish minutes
Guide your
finances
Lesson 2
5ish minutes
Inform with
impact
Lesson 3
Choose a lesson
Protect your finances
Protection insights scan your transactional data for events that could negatively impact your finances. For example, the Duplicate Payments insight alerts you when multiple transactions have the same data, amount, and name indicating a possible duplicate.
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Low Balance Alert
Fee Detected
Alerts that protect you when a balance falls below the balance threshold, saving you from potential minimum and overdraft fees.
Low Balance Alert
Fee Detected
Fee Detected
Generates an insight when a fee is detected to protect you against future infractions.
Check out all the MXinsight
support articles
View all the
Protection insights
MXinsights: Lesson 1
Flashcards
3 of 11
Guides and protects you from exceeding the optimal credit utilization threshold of 30%, the second most important factor of your credit score.
Credit Utilization
2 of 11
A gentle reminder about an upcoming payment for a liability account.
Debt Payment Reminder
1 of 11
This insight alerts you when a possible duplicate payment is detected. When a new transaction comes in, we check it against other transactions for the same date, amount, and merchant name.
Duplicate Payments
4 of 11
Generates an insight when a fee is detected to protect you against future infractions.
Fee Detected
5 of 11
Alerts that protect you when a balance falls below the balance threshold, saving you from potential minimum and overdraft fees.
Low Balance Alert
6 of 11
This will alert you to any transaction over $50 that is from a merchant you have never shopped with before.
New Merchants
7 of 11
This will give you a summary of all transactions that were made with a merchant that you have not shopped with previously.
All New Merchants
8 of 11
Will trigger an alert a larger transaction.
Large Transaction
9 of 11
This insight notifies you that we have identified a bill payment that is higher or lower than usual.
Bill Amount Not Standard
10 of 11
You will get this insight when we have identified a uncommon or new subscription in one of your accounts.
Subscription Detected
11 of 11
An insight alerting you to a subscription price that has increased.
Subscription Price Increase
1 of 3
Protect
Lesson 1
5ish mins
Guide
Lesson 2
5ish mins
Inform
Lesson 3
5ish min
Guide your finances
Your financial feed will guide you to make small daily changes that overtime make a positive impact on your wallet. Like the Savings Opportunity insight, it prompts you when extra cash may be available to save.
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Category Spending
Monthly Debt vs Income
When a spending category grows too much, this insight guides you to create a budget.
Category Spending
Monthly Debt vs Income
Monthly Debt vs Income
An insight that compares total debt and total income to encourage you to keep that ratio at 30% or less.
Check out all the MXinsight
support articles
View all the
Guide insights
MXinsights: Lesson 2
Flashcards
10 of 10
You can use this insight to submit feedback about your MXinsights experience.
Feedback
9 of 10
A warm welcome to MXinsight that introduces you to the new tool.
Introduce MXinsights
8 of 10
This insight checks your cash amount on a monthly basis and notifies you when extra cash may be available for savings.
Savings Opportunity
7 of 10
This insight shows your quarterly top 10 merchants and prompts you to create a budget accordingly.
Quarterly Top Merchant Spending Summary
6 of 10
An insight that compares total debt and total income to encourage you to keep that ratio at 30% or less.
Monthly Debt vs Income
5 of 10
This insight allows you to categorize your “uncategorized” transactions, doing so generates more personalized and accurate insights.
Uncategorized Transactions
4 of 10
Use this insight to compare non-essential vs essential spending that occurred in the previous month.
Monthly Non-Essential Categories Summary
3 of 10
This insight shows your monthly top 10 merchants and prompts you to create a budget accordingly.
Monthly Top Merchant Spending Summary
2 of 10
This insight allows you to simultaneously re-categorize or edit multiple person-to-person transfers.
Peer-to-Peer Categorization
1 of 10
When a spending category grows too much, this insight guides you to create a budget.
Category Spending
2 of 3
Protect
Lesson 1
5ish mins
Guide
Lesson 2
5ish mins
Inform
Lesson 3
5ish min
Inform with impact
When you have real time insight into your finances you can create and maintain healthy financial habits. The Category Budget insight sends you alerts when a budget has exceeded its amount to help you stay on track.
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Spending Summaries
Important Deposits
Learn how and where you spend your money with weekly, quarterly and non-essential spending summaries.
Spending Summaries
Important Deposits
Important Deposits
This insight notifies you when important deposits have been made, like your paycheck, large deposits, your tax return and more.
Check out all the MXinsight
support articles
View all the
inform insights
MXinsights: Lesson 3
3 of 3
Flashcards
11 of 22
Alerts you when you have received a refund/credit from a merchant.
Merchant credit received
10 of 22
Allows the you to see how much and where you spent over the weekend, which are typically times of high spending.
Weekend summary
9 of 22
This insight is meant to identify all subscriptions that occurred during the previous month.
Monthly subscription summary
8 of 22
You will be able to make and track budgets based on transaction categories and will be alerted throughout the month to help you stay on track with their budgets.
Category budget
7 of 22
Three different reminders that the tax deadline is approaching. Two versions currently exist: one for the USA and the other for Canada. The insight triggers at 2 months prior, 1 month prior, and 1 week prior to the official deadline.
Tax deadline reminder
6 of 22
Informs you with a holistic view of your income each month.
Monthly deposit aggregate
5 of 22
An indication of whether or not your savings account was higher, lower, or stayed the same.
Savings account balances summary
4 of 22
An insight to notify you when you have received cashback rewards from a credit card!
Cashback rewards
3 of 22
Provides you with a list of all small transactions over a period of time.
Weekly small purchase summary
2 of 22
Shows you how much you are spending on interest on your credit cards over the last 90 days.
Credit card interest summary
1 of 22
Praises and celebrates you when you save money and gives an idea into how even little deposits can make a big difference.
Savings account deposit
12 of 22
You will be able to make and track budgets based on merchants and will be alerted throughout the month to help stay on track with your budgets.
Merchant based budgets
13 of 22
This will show you how much money you have spent vs how much money you have earned from month to month.
Monthly spend to income ratio comparison
22 of 22
Notify users that MX has identified a tax deposit transaction in one of their accounts. This is specifically tax income/refund.
Tax deposit
20 of 22
Notify users that MX has identified a payroll advance transaction in one of their accounts
Payroll advance
19 of 22
Provide a users with a summary of net total expenses in the previous month, together with a comparison of those total expenses against the average for prior months
Monthly spend comparison
18 of 22
Notify users that MX has identified a large deposit in one of their accounts. The default minimum value is $500. This is a catch all after check, tax, payroll, and government deposits.
Large deposit
17 of 22
Notify users of a deposit classified as government income (ie social security, disability, military pay, etc)
Government deposit
16 of 22
Notify users that MX has identified a check deposit transaction in one of their accounts
Check deposit
15 of 22
This will alert a user to possible bank closures due to upcoming federal holidays. This beat is available in two versions, one for the USA and the other for Canada.
Federal bank holiday alerts
14 of 22
Will alert you of an upcoming subscription payment, allowing you to take action on that subscription or not.
Upcoming subscription payments
21 of 22
Notify users of a deposit classified as a paycheck/payroll
Payroll deposit
Protect
Lesson 1
5ish mins
Guide
Lesson 2
5ish mins
Inform
Lesson 3
5ish min
You did it, great job! Don’t forget, if you ever need an MXinsights refresh come back and take a look at the individual lessons to answer any questions.
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Protect
Lesson 1
5ish mins
Guide
Lesson 2
5ish mins
Inform
Lesson 3
5ish min
MXinsights