WEALTH AND ASSET
insurers sold life insurance to women at the
same proportion of their income as men?
Women are more
likely to be un- and
under-insured than men.
new written premiums from new customers
and higher premium per customer, even
after accounting for differences in income.
This would translate to a margin of roughly
$100 billion accounting for claims returned
to customers, distribution costs, and investment
income. The opportunity could be even higher
if the value of unpaid domestic work and
childcare was insured.
Women invest more of their
wealth in cash than stocks
and bonds compared to men.
wealth managers invested women’s wealth in
the same way as for men?
new fees to wealth and asset managers from
moving money held in deposits into AUM, in the
first year alone. This uplift would be compounded in
the years to come as women’s wealth grew.
banks provided women with credit
at the same rate as men?
banks provided women with SME
loans at the same rate as men?
relationships with women clients
better to win share from competitors?
less likely to be
other retail credit.
Women are less
likely to receive
funding to start
and grow their
Women corporate and
are not being serviced
equally and effectively.
new net interest income and fees
from extending loans to existing
new net interest income extending
SME loans to new customers. This
could create even more value by
helping businesses to expand and
creating broader SME banking
relationships such as through cards and deposits.
opportunity to capture existing
revenue controlled by women clients.