What are Openly Hearts?
Few Prior Claims
Above Average Property Score
RCE 400K
(and Higher)
Newer Homes
Consistency bonus
Earn and stack an additional 25 points when you:
Bind 1+ policies for 3 consecutive weeks
Bind 3+ policies in a single week
Get 5 additional points for every Heart a policy has (up to 5), for a maximum of 35 points earned per policy.
Openly Hearts
Earn 10 points for every policy you bind.
Bind a policy
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1 Openly Hearts metrics based on 2024 policies in force data.
What are Openly Hearts?
Openly Hearts are reserved for exceptional homes that align with Openly's appetite. A signal of high potential for your agency, homes with Hearts demonstrate excellent retention (up to 7% higher) and lower losses (up to a 36% lower loss ratio) compared to policies without Hearts.1
Homes earning Openly Hearts typically feature:
RCE between $400K-$2M
Well-maintained properties
Above-average size
Newer construction
