Credit Analyst
Role
Fundamental
Overview
Financial and Operational Analysis – industry overview, financial reports, third party research
Due
Diligence
Analytical Framework
Ratings
Ongoing Monitoring
Communication with management teams to ask key credit and ESG questions/updates
Financial model; assessment of an industry’s overall credit profile and an individual company’s ranking
PGIM Fixed Income Credit Rating and ESG Impact Rating
Operational and financial data, external ratings, news, regulatory changes
Consideration of how much ESG affects credit quality
Engagement with issuers on fundamental and ESG topics
Determination of ESG risk materiality for a credit; ESG impact analysis
Robust ESG integration process and high-quality ESG Impact ratings
Evaluation of key ESG trends, news, regulatory changes and other ESG-related developments
Credit Analyst + ESG Specialist Collaboration
ESG Research Specialist
Role
Industry level ESG overview, data, news, regulatory developments, academic and third-party research
Review of issuer ESG data and trends; engagement with management on ESG issues
Framework for ESG credit risk and ESG impact analysis; key ESG metrics for each asset class
Monitoring ESG integration into credit analysis and application of ESG impact ratings
Country, industry, and issuer level ESG-related developments
Scroll
Right
Ratings
Credit Analyst + ESG Specialist Collaboration
Consideration of how much ESG affects credit quality
Engagement with issuers on fundamental and ESG topics
Determination of ESG risk materiality for a credit; ESG impact analysis
Robust ESG integration process and high-quality ESG Impact ratings
Evaluation of key ESG trends, news, regulatory changes and other ESG-related developments
Scroll
Right
Scroll
Left
Fundamental Overview
Due Diligence
Analytical Framework
Ongoing Monitoring
Ratings
ESG Research Specialist
Role
Industry level ESG overview, data, news, regulatory developments, academic and third-party research
Review of issuer ESG data and trends; engagement with management on ESG issues
Framework for ESG credit risk and ESG impact analysis; key ESG metrics for each asset class
Monitoring ESG integration into credit analysis and application of ESG impact ratings
Country, industry, and issuer level ESG-related developments
Scroll
Left
Fundamental Overview
Due Diligence
Analytical Framework
Ongoing Monitoring
Ratings