Reduce Motion
Accident
Critical Illness
Hospital Indemnity
Watch how simple our claims process is.
3 steps to easy claims filing
$7,500
Total benefit paid:
$250
Physical rehabilitation
$100
Medical equipment
$6,100
Anesthesia
$400
Concussion injury
$200
Medical testing
$150
Emergency room visit
$300
Transportation to hospital
Unexpected cost
Completely recovered, Jesse takes a ride on his favorite bike path.
Jesse's claim was paid. Prudential gathered the information needed to cover additional services.
Physical rehabilitation ($25 x 10 visits): Benefit paid $250
He required
extensive
rehabilitation.
Medical equipment:
Benefit paid $100
He had to use crutches.
Jesse submitted his claim on his mobile device right from his hospital bed.
Broken thigh bone & anesthesia: Benefit paid $6,100
Jesse had surgery for his broken thigh bone.
He was admitted to the hospital for treatment.
Concussion injury: Benefit paid $400
The doctor diagnosed
a concussion.
Medical testing:
Benefit paid $200
Jesse underwent advanced diagnostic tests.
Emergency room visit: Benefit paid $150
He was evaluated for multiple injuries.
Transportation to hospital by ambulance: Benefit paid $300
Click on each pin to see the benefit payment
An ambulance rushed him to the hospital.
Jesse was seriously injured in a bike accident.
Follow his journey
Simplifying fracture claims
Jesse had a bike accident. Although he has a good medical plan,
his expenses* were more than he expected. Fortunately, he had enrolled in Accident Insurance issued by The Prudential Insurance Company
of America (Prudential), so he didn’t have to dip into his savings.
Meet Jesse, age 33
The costs of an unexpected accident can take you by surprise
Close
Physical therapy
Medical equipment
Diagnostic testing
Emergency room visit
Initial benefit bundle:
Prudential paid Jesse for his fracture benefit and automatically paid an initial benefit bundle for additional treatment related to his accident.
No proof of treatment was required.
View transcript
[DESCRIPTION: The Prudential Rock Logo moves back and forth. It's followed by a Prudential webpage over an animation of a laptop on a table next to a cup of coffee. On the webpage, a mom and dad play with their daughter. To the right of the family, text. Your supplemental health benefits are a smart choice to help you stay on track financially. At the Narrator speaks, the image on the laptop is replaced by three animations. An ambulance, a person perspiring and a person on a operating table attached to a I V drip. Text on screen is spoken by the Narrator.]
[AUDIO:]
>> Filing your supplemental health insurance claim is quick and easy whether your employer offers accident, critical illness, hospital indemnity insurance, or all three.
After all, when you're dealing with an unexpected accident, illness, or hospital stay, the last thing you may need is the hassle of filing a complicated claim.
So Prudential makes it easy.
No paper forms.
No need to chase down medical records.
No fine print or strings attached standing in the way of you and your benefit.
Submit your claims from any device at any time.
Log in to prudential.com/mybenefits.
First-time users complete the registration form to create your username and password.
Choose My Claims, then File a Claim.
[DESCRIPTION: A Prudential web page with the heading, File a Claim for Supplemental Health Benefit. A animated finger selects step one, Claim Details. The finger selects step two, Payment and Documentation. Step three is Review and Submit.]
[AUDIO:]
Follow our simple three-step process.
One, select the reason for your claim.
Tell us what happened, when it happened, and who provided the treatment.
Two, how do you want to be paid?
Review the information provided, give us permission to get information from your doctor so you don't have to, and submit.
[DESCRIPTION: An animation of a woman who smiles whilst she looks at her cell phone. The cell phone page heading reads, You also have the option to file your claim. Below this, the three options are, mail, fax or phone. Small lines bounce out from the cell phone. The cell phone page now reads, payment received, and below this a yellow check mark.]
[AUDIO:]
Check the status of your claim online.
We'll let you know when a decision is reached on your claim and send payments right to you, not your doctor or hospital.
So, with the added financial support, you can focus on getting well.
[DESCRIPTION: Now the smiling woman bends down and strokes her dog. Later, she takes the dog for a walk in the park. The Prudential Rock Logo. Prudential.]
[AUDIO:]
Everything Prudential does is to make it easier and faster for you to get your benefits when you need them most.
Reduce Motion
Group Accident Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Accident Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500.
© 2024 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
1081288-00001-00 14W50_DG_GI290_01
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").
Disclosures
Video Title: Employee Supplemental Health Video
*** Full Text combined Captions and Audio Description output ***
Accessibility
Fortunately, he had enrolled in Accident Insurance issued by The Prudential Insurance Company of America (Prudential), so he didn’t have to dip into his savings.
*Benefits can be used for medical and non-medical purposes.
Jesse had a bike accident. Although he has a good medical plan,
his expenses* were more than he expected.
Names/situations identified in this document are for example/hypothetical/illustrative purposes only. Actual benefits may vary.
Follow his journey
Simplifying fracture claims
*Benefits can be used for medical and non-medical purposes.
Jesse had a bike accident. Although he has a good medical plan,
his expenses* were more than he expected. Fortunately, he had enrolled in Accident Insurance issued by The Prudential Insurance Company
of America (Prudential), so he didn’t have to dip into his savings.
Jesse had a bike accident. Although he has a good medical plan,
his expenses* were more than he expected. Fortunately, he had enrolled in Accident Insurance issued by The Prudential Insurance Company
of America (Prudential), so he didn’t have to dip into his savings.
Meet Jesse, age 33
The costs of an unexpected accident can take you by surprise
Reduce Motion
Close
Physical therapy
Medical equipment
Diagnostic testing
Emergency room visit
Initial benefit bundle:
Prudential paid Jesse for his fracture benefit and automatically paid an initial benefit bundle for additional treatment related to his accident.
No proof of treatment was required.
Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.
© 2024 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
1081289-00001-00 14W50_DG_GI290_01
This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").
*Benefits can be used for medical and non-medical purposes.
Disclosures
Watch how simple our claims process is.
3 steps to easy claims filing
$60,600
Total benefit paid:
$500
Lodging cost
$30,000
Heart attack second diagnosis
$100
Transportation
$30,000
Heart attack initial diagnosis
Unexpected cost
Completely recovered, Dave returned to work.
Dave participated in cardiac rehab therapy.
Dave went home to recuperate.
Prudential paid Dave for his claim related to his second diagnosis.
EMTs rushed him to the hospital.
Heart attack second diagnosis: Benefit paid $30,000
Dave suffered another
heart attack at home.
Treatment completed,
Dave returned home.
Lodging cost ($100 x 5 days): Benefit paid $500
His wife stayed at a local hotel.
His wife drove him to the cardiac care center where he received treatment.
While in the hospital, his doctor recommended treatment out-of-state at a cardiac care center.
Transportation ($0.50 x 200 miles round trip): Benefit paid $100
Dave submitted his Critical Illness claim from his hospital bed.
Click on each pin to see the benefit payment
Heart attack initial diagnosis:
Benefit paid $30,000
EMTs rushed him
to the hospital.
Dave experienced
chest pains at work.
Follow his journey
Dave was rushed to the hospital. Although he has a good medical plan, his expenses* were more than he anticipated. Fortunately, Dave had enrolled in Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential) and was able to help protect his savings.
Meet Dave, age 53
The costs of an unexpected illness can take you by surprise
Reduce Motion
Hospital Indemnity
Critical Illness
Accident
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
View transcript
[DESCRIPTION: The Prudential Rock Logo moves back and forth. It's followed by a Prudential webpage over an animation of a laptop on a table next to a cup of coffee. On the webpage, a mom and dad play with their daughter. To the right of the family, text. Your supplemental health benefits are a smart choice to help you stay on track financially. At the Narrator speaks, the image on the laptop is replaced by three animations. An ambulance, a person perspiring and a person on a operating table attached to a I V drip. Text on screen is spoken by the Narrator.]
[AUDIO:]
>> Filing your supplemental health insurance claim is quick and easy whether your employer offers accident, critical illness, hospital indemnity insurance, or all three.
After all, when you're dealing with an unexpected accident, illness, or hospital stay, the last thing you may need is the hassle of filing a complicated claim.
So Prudential makes it easy.
No paper forms.
No need to chase down medical records.
No fine print or strings attached standing in the way of you and your benefit.
Submit your claims from any device at any time.
Log in to prudential.com/mybenefits.
First-time users complete the registration form to create your username and password.
Choose My Claims, then File a Claim.
[DESCRIPTION: A Prudential web page with the heading, File a Claim for Supplemental Health Benefit. A animated finger selects step one, Claim Details. The finger selects step two, Payment and Documentation. Step three is Review and Submit.]
[AUDIO:]
Follow our simple three-step process.
One, select the reason for your claim.
Tell us what happened, when it happened, and who provided the treatment.
Two, how do you want to be paid?
Review the information provided, give us permission to get information from your doctor so you don't have to, and submit.
[DESCRIPTION: An animation of a woman who smiles whilst she looks at her cell phone. The cell phone page heading reads, You also have the option to file your claim. Below this, the three options are, mail, fax or phone. Small lines bounce out from the cell phone. The cell phone page now reads, payment received, and below this a yellow check mark.]
[AUDIO:]
Check the status of your claim online.
We'll let you know when a decision is reached on your claim and send payments right to you, not your doctor or hospital.
So, with the added financial support, you can focus on getting well.
[DESCRIPTION: Now the smiling woman bends down and strokes her dog. Later, she takes the dog for a walk in the park. The Prudential Rock Logo. Prudential.]
[AUDIO:]
Everything Prudential does is to make it easier and faster for you to get your benefits when you need them most.
Reduce Motion
Video Title: Employee Supplemental Health Video
*** Full Text combined Captions and Audio Description output ***
Dave was rushed to the hospital. Although he has a good medical plan, his expenses* were more than he anticipated. Fortunately, Dave had enrolled in Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential) and was able to help protect his savings.
Accessibility
Names/situations identified in this document are for example/hypothetical/illustrative purposes only. Actual benefits may vary.
Accessibility
Watch how simple our claims process is.
3 steps to easy claims filing
$2,300
Total benefit paid:
$400
Hospital confinement
$400
Daily in-hospital stay
$1,500
Hospital admission
Hospital cost
With the extra money Sonya recieved from her hospital benefit, she took a couple extra weeks of unpaid maternity leave to bond with her new baby.
She used her benefits to pay some of her out-of-pocket expenses.*
Unable to get out and shop for groceries, Sonya arranged for food delivery.
Sonya submitted her claim online. Her benefit pays the same, regardless of any other insurance coverage she has.
Sonya returned home.
Hospital confinement, two additional days @$200/day: Benefit paid $400
Daily in-hospital stay @$200/day: Benefit paid $400
Sonya and her baby remained hospitalized for two additional days.
After laboring for eight hours, Sonya delivered a healthy baby boy.
Click on each pin to see the benefit payment
Hospital admission: Benefit paid $1,500
She’s admitted to the hospital.
Sonya went into labor and her husband rushed her to the hospital.
Follow her journey
With a financial cushion, Sonya was able to spend extra time at home with her baby.
Meet Sonya, age 30
The unexpected costs of a hospital stay can take you by surprise
Reduce Motion
Hospital Indemnity
Critical Illness
Accident
Hospital Indemnity insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Hospital
Indemnity Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide
reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy
between this document and the Booklet- Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for
more information. Contract provisions may vary by state. Contract Series: 83500.
© 2024 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities,
registered in many jurisdictions worldwide.
1081289-00001-00 14W50_DG_GI290_01
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).
This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.
*Benefits can be used for medical and non-medical purposes.
Names/situations identified in this document are for example/hypothetical/illustrative purposes only. Actual benefits may vary.
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount of you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
• The payment you get isn’t based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn’t a substitute for comprehensive health insurance.
• Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
• Visit HealthCare.gov online or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
• To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
• For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’
website (naic.org) under “Insurance Departments.”
• If you have this policy through your job, or a family member’s job contact the employer.
View transcript
Reduce Motion
[DESCRIPTION: The Prudential Rock Logo moves back and forth. It's followed by a Prudential webpage over an animation of a laptop on a table next to a cup of coffee. On the webpage, a mom and dad play with their daughter. To the right of the family, text. Your supplemental health benefits are a smart choice to help you stay on track financially. At the Narrator speaks, the image on the laptop is replaced by three animations. An ambulance, a person perspiring and a person on a operating table attached to a I V drip. Text on screen is spoken by the Narrator.]
[AUDIO:]
>> Filing your supplemental health insurance claim is quick and easy whether your employer offers accident, critical illness, hospital indemnity insurance, or all three.
After all, when you're dealing with an unexpected accident, illness, or hospital stay, the last thing you may need is the hassle of filing a complicated claim.
So Prudential makes it easy.
No paper forms.
No need to chase down medical records.
No fine print or strings attached standing in the way of you and your benefit.
Submit your claims from any device at any time.
Log in to prudential.com/mybenefits.
First-time users complete the registration form to create your username and password.
Choose My Claims, then File a Claim.
[DESCRIPTION: A Prudential web page with the heading, File a Claim for Supplemental Health Benefit. A animated finger selects step one, Claim Details. The finger selects step two, Payment and Documentation. Step three is Review and Submit.]
[AUDIO:]
Follow our simple three-step process.
One, select the reason for your claim.
Tell us what happened, when it happened, and who provided the treatment.
Two, how do you want to be paid?
Review the information provided, give us permission to get information from your doctor so you don't have to, and submit.
[DESCRIPTION: An animation of a woman who smiles whilst she looks at her cell phone. The cell phone page heading reads, You also have the option to file your claim. Below this, the three options are, mail, fax or phone. Small lines bounce out from the cell phone. The cell phone page now reads, payment received, and below this a yellow check mark.]
[AUDIO:]
Check the status of your claim online.
We'll let you know when a decision is reached on your claim and send payments right to you, not your doctor or hospital.
So, with the added financial support, you can focus on getting well.
[DESCRIPTION: Now the smiling woman bends down and strokes her dog. Later, she takes the dog for a walk in the park. The Prudential Rock Logo. Prudential.]
[AUDIO:]
Everything Prudential does is to make it easier and faster for you to get your benefits when you need them most.
Hospital Indemnity insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Hospital
Indemnity Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide
reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy
between this document and the Booklet- Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for
more information. Contract provisions may vary by state. Contract Series: 83500.
© 2024 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities,
registered in many jurisdictions worldwide.
1081289-00001-00 14W50_DG_GI290_01
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").
*Benefits can be used for medical and non-medical purposes.
**Hospital Indemnity Insurance is not approved in all states.
Names/situations identified in this document are for example/hypothetical/illustrative purposes only. Actual benefits may vary.
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
• The payment you get isn’t based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn’t a substitute for comprehensive health insurance.
• Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Questions about this policy?
• For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’
website (naic.org) under “Insurance Departments.”
• If you have this policy through your job, or a family member’s job contact the employer.
Looking for comprehensive health insurance?
• Visit HealthCare.gov online or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
• To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Accessibility
Hospital Indemnity insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Hospital
Indemnity Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide
reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy
between this document and the Booklet- Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for
more information. Contract provisions may vary by state. Contract Series: 83500.
© 2024 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities,
registered in many jurisdictions worldwide.
1081290-00001-00 14W50_DG_GI290_01
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").
**Hospital Indemnity Insurance is not approved in all states.
Not for residents of New Mexico. Not for use in New Mexico.
Names/situations identified in this document are for example/hypothetical/illustrative purposes only. Actual benefits may vary.
IMPORTANT: This is a fixed indemnity policy, NOT health insurance.
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
• The payment you get isn’t based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn’t a substitute for comprehensive health insurance.
• Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Questions about this policy?
• For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’
website (naic.org) under “Insurance Departments.”
• If you have this policy through your job or a family member’s job contact the employer.
Looking for comprehensive health insurance?
• Visit HealthCare.gov online or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
• To find out if you can get health insurance through your job or a family member’s job contact the employer.
Disclosures
Video Title: Employee Supplemental Health Video
*** Full Text combined Captions and Audio Description output ***
Sonya had enrolled in Hospital Indemnity Insurance** issued by The Prudential Insurance Company of America (Prudential).
Sonya went to the hospital to have a baby. Although she has a good medical plan, her expenses* were more than she expected.
*Benefits can be used for medical and non-medical purposes.
Sonya went to the hospital to have a baby. Although she has a good medical plan, her expenses* were more than she expected. Sonya had enrolled in Hospital Indemnity Insurance** issued by The Prudential Insurance Company of America (Prudential). With a financial cushion, Sonya was able to spend extra time at home with her baby.
Accessibility