© 2022 Prudential Financial, Inc. and its related entities.
ISG_DG_ILI194_01
1048106-00006-00 Ed. 12/2022
FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH CONSUMERS.
Life insurance is issued by Pruco Life Insurance Company (except in NY), and Pruco Life Insurance Company of New Jersey (in NY). Variable life insurance is offered through Pruco Securities, LLC (member SIPC). All are Prudential Financial companies located in Newark, NJ.
This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any clients or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing a client’s retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional.
For more on how to use LifeInsight
contact your local wholesaler.
Policy or process questions?
Reach out to our dedicated LifeInsight team at 833-755-3350.
To provide feedback about the tool:
Please utilize the ‘Feedback’ button available in the LifeInsight dashboard.
Contact Us
Scenario
Builder Guide
LifeInsight’s Segment
View for IUL
LifeInsight
Summary Guide
LifeInsight
Resource Guide
Browse our library of materials to learn more about LifeInsight’s features and capabilities.
Discover More
Click the LifeInsight button.
STEP 3
Search for an inforce policy.
STEP 2
Go to PruXpress and click on
'Inforce Policy Status.'
(If the button does not display,
PruXpress registration is required.)
STEP 1
If you have clients with inforce policies, then you can begin using LifeInsight right away! Follow the simple steps below to get started.
Get Started
An interactive scenario modeling tool that lets you illustrate, review, and compare different scenarios on permanent contracts.
Scenario Builder
A simple, consolidated policy summary you can share directly with clients to drive meaningful conversations.
LifeInsight Summary
Easily identify upcoming illustrated actions to help keep customers’ policies on track.
Notifications and Alerts
Quickly review and visualize policy performance with real time values and interactive graphs.
Policy Performance Review
LifeInsight can help you save time, better serve clients, and boost your confidence when managing complex policies. These are some of the features that make LifeInsight such a powerful tool.
Differentiating Capabilities
What’s to come
What’s new
Supported products
Overview
What’s to come
What’s new
Supported products
Overview
What’s to come
What’s new
Supported products
Overview
What’s to come
We now support survivorship policies!
Our recently launched experience for Term Policy Management is available.
We continue to enhance the LifeInsight experience in an effort to simplify your job of managing inforce business.
What’s new
LifeInsight now supports the following products:
Supported Products
LifeInsight is our patented, interactive policy management tool that simplifies
monitoring policy goals, assumptions, and performance. Consider it a vital resource
to support your policy management needs.
Learn more about the Term Policy Management feature
Lifeinsight - your new perspective on life.
Created Exclusively for financial Professionals
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DIFFERENTIATING CAPABILITIES
HOW TO USE LIFEINSIGHT
GET STARTED
DISCOVER MORE
CONTACT US
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Your feedback is very important, and some of our upcoming features are rooted in what we have heard from users.
Coming soon:
• Easier entry with our new LifeInsight landing page
• Enhanced tools and improved features
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Term Conversion
Main Dashboard
Run multiple conversion illustrations in one simplified view.
Run Conversion Illustrations
Compare the results for up to five conversion illustrations. Important policy details are provided along with a graphical view and full PDF illustration.
Compare Illustration Results
View which permanent products are available for conversion.
Products Available for Conversion
Explore a timeline of the policy, including important milestones to keep track of that may impact future changes, such as conversion or the end of the level premium period.
Visually Review Policy Milestones
View conversion details, and run and compare multiple conversion options in one simple view.
Explore Conversion Options
Quickly and easily review client information and policy details such as key dates, billing information, and beneficiaries.
View Client & Contract Details
Notifications generated to provide awareness of important milestones, such as the conversion period ending and the approaching end of the level premium period.
(Coming Soon!)
Review Valuable Notifications
Term Products
Alerts & Notifications
Segment View for IUL
Loan Management
LifeInsight Summary
Scenario Builder
Investment Feature
Baseline
Main Dashboard
Proactive alerts are generated 6 months
and 60 days in advance of planned
policy actions to help remind you that a
policy change may be needed to keep
the policy on track.
View Alerts and Notifications
The Segment View for indexed policies
allows you to view contract fund details
for both Active and Matured Segments.
Providing additional insight into how a
policy is performing.
Visually compare the assumed loan balance from the Baseline Illustration with the actual outstanding loan balance over time.
Compare the actual historical loan activity with the activity that was assumed to occur on the Baseline Illustration.
Review all future actions scheduled on the
Baseline Illustration.
View outstanding loan balance and current
loan amount available.
Quickly access forms needed to process a new distribution/loan.
Our LifeInsight Summary is a consolidated policy
report that you can share directly with clients!
It includes:
A summary of current policy performance as
compared with their policy goals (Baseline).
Consolidated, real-time policy values and
policy information.
The next 5 'Upcoming Policy Actions' to keep
the client aware of what actions are planned to
help keep the policy on track.
Use the Scenario panels below the graph to create a new illustration. Simply select which fields you would like to modify and hit
'Preview.' A new illustration will run and
display on the graph for quick comparisons.
Any new 'Scenario'/illustration that
you run will automatically default to
the assumptions used as part of the Baseline
Illustration; therefore, we provide a snapshot of
those assumptions here to quickly reference.
Hover over the graph to compare
up to 3 new scenarios
in one quick and easy view!
Click 'Add New Scenario' to begin the
process of running a new inforce
illustration right in the LifeInsight dashboard!
This will create a new scenario panel, which
will display below the graph.
Access forms to reallocate.
Identify whether the
policy is enrolled in an
investment strategy.
Links to helpful investment
information such as
Morningstar reports.
Obtain historical performance
for all available subaccounts
within a policy.
Visualization of where
money is allocated utilizing
our intuitive graph.
Consolidated view of subaccount
details and investment performance.
View the information below to better understand
the process for setting or updating a Baseline.
Having an established Baseline creates the
foundation representing the client’s policy goals.
In addition, it provides access to all of the features and capabilities LifeInsight provides.
The Loan Management feature helps
you easily identify and manage policy
loans in a simple, consolidated view.
Loan Management
Access our Investment Feature for VUL policies, which
provides a consolidated view of the policy subaccounts
and their performance.
View our Segment View for Indexed policies to quickly
assess performance of active and matured segments.
View Contract Fund Details
Model the impact of a policy change by illustrating different scenarios that can easily be compared with the Baseline and current inforce illustration.
Scenario Builder
Simplify policy reviews by creating a summary of the information you see in LifeInsight, including an inforce illustration!
LifeInsight Summary is a customer-approved document
• Run an illustration that represents
the customer’s goals.
• On Case History, click ‘Action’ and
‘Set as Baseline’
Set or update a Baseline Illustration
• Inforce and Baseline Illustrations
are just a click away.
• See snapshot of illustrated
assumptions.
Easy access to
illustrations and assumptions
View a comprehensive payment and
transaction history, as well as future
planned activity.
Payments and Transactions
Hover over the diamonds on our Action Line
to see how past actions have impacted
performance, and also view upcoming
planned actions.
Diagnose the Policy
Notifications generated to help
you stay on top of upcoming
assumed actions.
Review valuable notifications
Quickly see how a policy has performed as compared with the Baseline assumptions, and view future
projections with the inforce illustration.
Visually compare performance with policy assumptions
Click on full policy details. Browse values, guarantees, and other key policy info.
View up-to-date policy information
all in one spot.
Text description of the following component
Permanent Products
Scroll to learn more about the different features and capabilities that LifeInsight offers.
Simply click on the yellow buttons below to see how you can get the most out of LifeInsight.
How to Use LifeInsight
Disclosure:
Accessibility
®
• Guaranteed UL Protector and Essential UL
• Variable PruLife Custom Premier I & II and VUL Protector
• Index Advantage UL & Founders Plus UL
• Term Essential & Term Elite
• PruLife Survivorship Index UL, SUL Protector & SVUL Protector
• Prudential FlexGuard Life IVUL