Text Alternative
Accessibility
PPVA
PPVUL
WATCH video
For Financial Professional Use Only. Can Not Be Shared With Nor Distributed To Consumers.
Watch this short video to get an overview of Prudential’s private placement suite and why it’s attractive to high-net-worth clients.
Watch this short video to get an overview of Prudential’s private placement suite and why it’s attractive to high net-worth clients.
Prudential’s Private Placement Products
Let’s take a deeper dive into
Let’s take a deeper dive into Prudential’s Private Placement Products
• The tax deferral aspect of private placement products is particularly beneficial for those who wish to include alternative funds in their portfolios because those funds are inherently tax-inefficient, along with the option to include registered funds.
• Current tax rates make this need even more pressing than before, especially when clients have assets in vehicles that are taxed annually. This is true even though the Tax Cuts & Jobs Act of 2017 lowered income and estate tax rates.
• And, they want these strategies to offer attractive tax advantages.
Here’s why.
Wall of Fame
Events
Executive Team
Clients should consider the investment objectives, risks, and charges and expenses carefully before investing in the contract/policy, and/or underlying exempt portfolios and investment options. The applicable private offering memorandum, fund prospectus, and, if available, summary prospectus contain this information as well as other important information. Clients can obtain a copy of the fund prospectus and private offering memorandum from a financial professional. They should read these documents carefully before investing. It is possible to lose money by investing in securities. Private Placement Variable Annuity is issued by Pruco Life Insurance Company, located in Newark, NJ. Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. Private Placement VUL is issued by Pruco Life Insurance Company and offered through Pruco Securities, LLC (member SIPC). Both are Prudential Financial companies located in Newark, NJ. Private Placement Variable Annuity and Private Placement VUL are long-term investments and may not be suitable for all investors. The contract’s/policy’s value will fluctuate based upon the performance of the underlying funds. It is possible to lose principal. Contract/Policy owners should be aware of the additional risks involved with investing in non-registered funds. Non-registered funds are not registered under the securities laws and are not subject to the same regulatory requirements as registered funds. Among other activities, non-registered funds may engage in potentially riskier investment practices, charge higher fees, and impose liquidity restrictions on contract/policy owners’ assets. Guarantees are based on the claims-paying ability of the issuing company and do not apply to the underlying investment options. Prudential Private Placement Variable Annuity and Private Placement VUL may not approved for use in all states or through all broker-dealers. Private Placement VUL is also offered by broker-dealers who have an agreement with Pruco Securities, LLC. This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any clients or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing a client’s retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional. We do not provide tax, accounting, or legal advice. Clients should consult their own independent advisors as to any tax, accounting, or legal statements made herein. NOT FOR CONSUMER USE. © 2023 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. ISG_DG_ILI397_01 1071333-00002-00 Ed. 11/2023
Introduction
This contract provides growth potential, transparent pricing, and access to alternative underlying investment options and is for clients seeking a wealth accumulation strategy.
Getting Started
Product
Investment Options
Presentations & Case Study
Operational
Exceptional Service
Alternative Funds
• Experienced and specialized service team.
Tax-Deferred Growth Potential
A combination of the tax advantages of a variable annuity with a growth-oriented solution:
• Annual income tax-deferred compounding values with income tax penalty-free withdrawals available after age 59½. If structured properly, can potentially be used for an income tax deferral stretch for a surviving spouse or future generation.
• Transparent pricing along with flexible charges, fees, and expenses for qualified purchasers.
• Extensive selection of underlying investment options – including exempt alternative funds and non-exempt registered mutual funds.
• Easy to invest with no underwriting.
Greater diversification and lower portfolio volatility with the advantages of Exempt Insurance Dedicated Funds (IDFs) and Managed Separate Accounts (MSAs):
• Investment strategies not correlated to specific market performance.
• Reallocations allowed between investment options, subject to an investment’s holding period.
• Premier service for both new business and post issue.
Variable Annuity (PPVA)
Prudential Private Placement
Experienced and specialized service team.
Premier service for both new business and post issue.
Reallocations allowed between investment options, subject to an investment’s holding period.
Investment strategies not correlated to specific market performance.
Easy to invest with no underwriting.
Extensive selection of underlying investment options—including exempt alternative funds and non-exempt registered mutual funds.
Transparent pricing along with flexible charges, fees, and expenses for qualified purchasers.
Annual income tax-deferred compounding values with penalty-free withdrawals available after age 59½. If structured properly, can potentially be used for a tax deferral stretch for a surviving spouse or future generation.
•
CLICK THUMBNAILS TO VIEW
(NR-19887405)
PPVA Underlying Investment Options
PPVA Registered Fund Information
PPVA Performance Insight (Registered Funds)
Purchaser Questionnaire and Agreement – Individual Ownership
Purchaser Questionnaire and Agreement – Entity Ownership
Private Offering Memorandum
Inforce Service and Statement Guide
PPVA Sample Contract
Variable Universal Life (PPVUL)
This policy provides death benefit protection, cash value accumulation potential, preferred pricing, and access to alternative underlying investment options.
Four underwriting classes.
Facultative capacity up to $100 million plus.
Automatic issue limit up to $65 million.
Up to $10 million retention (subject to age and underwriting class).
Customized trails and/or commissions.
Flexible load structures.
Operational Due Diligence and periodic monitoring of non-registered Insurance Dedicated Funds and managers is provided by Mercer Investments, LLC.
Over 100 underlying investment options cover a wide range of investment styles, and investment opportunities can be customized with the flexibility to utilize Managed Separate Accounts.
Preferred pricing means that more premium may be paid than traditional policies allow.
Product & UNDERWRITING
PRUDESIGNS
Registered investment options are reviewed and monitored by our Strategic Investment Research Group (SIRG), a Prudential internal consulting organization committed to providing access to premier registered investment options and managers.
PruDesigns
Product & Underwriting
CLICK TO VIEW
