Tips to manage finances better
Save first
Build an emergency fund
Set aside at least three to six months of expenses for emergency use.
Set up a budget and follow it
Prioritise needs over wants and track your spending regularly.
Source: MoneySense
Invest wisely
Invest at least 10 per cent of your take-home pay for retirement and other financial goals.
Aim to save at least 20 per cent of your monthly take-home pay, or more if you can.
Save first
Aim to save at least 20 per cent of your monthly take-home pay, or more if you can.
Build an emergency fund
Set aside at least three to six months of expenses for emergency use.
Set up a budget and follow it
Prioritise needs over wants and track your daily spending on a regular basis.