Disability top conditions and supplemental health
Choose your industry:
Business
Construction
Education
Finance, Insurance
and Real Estate
Health
Manufacturing
Legal
Wholesale
Trade
These supplemental health coverages do not constitute comprehensive health insurance (often referred to as “major medical coverage”). The policies described are limited benefit policy/ies. They do NOT provide basic hospital, basic medical, or major medical insurance. They are not Medicare Supplement policies. The certificates have exclusions, limitations, and may have benefit waiting periods for certain conditions (as detailed in the certificate) that may affect any benefits payable. Benefits payable are subject to all terms and conditions of the certificate. These products are inappropriate for individuals who are eligible for Medicaid coverage. Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 98P-ADD, 07-SL REV 7-12, 07P-LH-PT/07C-LH-PT, 01P-ADD-PT/01C-ADD-PT, GP-A, GC-A, 12-GP-01, 15-GP-01, 12-DI-C-01, 16-DI-C-01, 13-SD-C-01, 13-SDPort-C-01, 12-AC-C-01, 12-ACPort-C-01, 16-AC-C-01, 16-ACPort-C-01, 13-ADD-C-01, 13-ADDPort-C-01, 15-ADD-C-01, 12-GPPort-P-01, 12-STDPort-C-01, 16-SD-C-01, 16-SDPort-C-01, 16-CAN-C-01, 16-CANPort-C-01, 15-LF-C-01, 15-LFPort-C-01, 16-DEN-C-01, 16-VIS-C-01, TDBPOLICY-2006, TDI-POLICY, 20-HI-C-01, 12-GPPort-P-01, and 20-HIPORT-C-01. In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 15-GP-01, 13-GP-LF-01, 13-LF-C-01, 13-GP-LH-01, 13-ADD-C-01, 12-DI-C-01, 16-DI-C-01, 13-LTD-C-01, 13-STD-C-01, 06P-NY-DBL, 07-NYSL REV 7-12, GC-A, GP-A, 12-GP-SD-01, 13-SD-C-01, 13-SDPort-C-01, 12-GP-01, 12-AC-C-01, 12-ACPort-C-01, 12-GPPort-01, 13-LFPort-C-01, 13-ADDPort-C-01, 15-LF-GP-01, 15-SD-GP-01, 12-STDPort-C-01, 20-HI-C-01, 12-GPPort-P-01, and 20-HIPORT-C-01. Product offerings may not be available in all states and may vary depending on state laws and regulations. Certain provisions, benefits, exclusions or limitations may vary by state. Plans contain limitations, exclusions and restrictions. Contact us for additional information. The group insurance policies described in this advertisement do NOT provide basic hospital, basic medical, or major medical insurance. © 2022 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. All rights reserved. The Sun Life name and logo are registered trademarks of Sun Life Assurance Company of Canada. Visit us at www.sunlife.com/us.
Finance, Insurance, and Real Estate
*Percentages and conditions based on Sun Life short- and long-term disability claim approvals in 2021. The graph represents the top 5 conditions only and does not add to 100%.
Short-term Disability
TOP 5 CONDITIONS
Click on the chart to see which supplemental health benefits may be triggered.
Hospital Indemnity
Critical Illness
Cancer
Accident
Complement disability benefits with supplemental health plans.
Click to learn about each coverage
Hospital Indemnity insurance pays fixed benefits for inpatient hospitalization due to covered conditions, such as sickness, accidents, complications of pregnancy, or newborn complications.
Learn more.
Critical Illness insurance pays a lump sum of up to $40,000 for covered diagnoses like cancer, heart attack, stroke, and more.
Learn more.
Cancer insurance pays fixed benefits for
early detection, incidence and treatment of certain types of cancer, as well as screenings, hospital stays, radiation/chemotherapy, surgery, and hospice care.
Learn more.
Accident insurance pays fixed benefits for fractures, x-rays, crutches, emergency room visits and follow-up physician appointments, and other treatments and services.
Learn more.
Hospital Indemnity
Hospital Indemnity, Accident
Hospital Indemnity, Critical Illness, Cancer
Hospital Indemnity, Critical Illness
LONG-term Disability
TOP 5 CONDITIONS
1
2
3
4
5
Pregnancy
Musculoskeletal
Infectious
Mental
Injury
5.6%
9.9%
10.9%
11.4%
32.8%
This condition may trigger:
This condition may trigger:
This condition may trigger:
This condition may trigger:
1
Musculoskeletal
23%
2
Cancer
18.5%
3
Mental
11.6%
4
Circulatory
8.6%
5
Infectious
7.9%
Education
1
Pregnancy
45.6%
2
Musculoskeletal
10.3%
3
Other
7.6%
4
Mental
6.4%
5
Injury
6.2%
1
Musculoskeletal
24.9%
2
Cancer
17.2%
3
Infectious
10.5%
4
Injury
7.7%
5
Mental
7.7%
Short-term Disability
TOP 5 CONDITIONS
LONG-term Disability
TOP 5 CONDITIONS
Construction
1
Musculoskeletal
24.1%
2
Infectious
15%
3
Injury
14.5%
4
Pregnancy
8.2%
5
Digestive
7.9%
1
Musculoskeletal
39.7%
2
Injury
14%
3
Cancer
11%
4
Circulatory
10.7%
5
Nervous
7%
Short-term Disability
TOP 5 CONDITIONS
LONG-term Disability
TOP 5 CONDITIONS
Business
1
Pregnancy
27.1%
2
Musculoskeletal
17.3%
3
Infectious
9.6%
4
Injury
8.7%
5
Mental
7.7%
1
Musculoskeletal
29.9%
2
Cancer
16.1%
3
Injury
9.6%
4
Circulatory
8.8%
5
Nervous
6.5%
Short-term Disability
TOP 5 CONDITIONS
LONG-term Disability
TOP 5 CONDITIONS
Health
1
Pregnancy
28.4%
2
Musculoskeletal
15.5%
3
Infectious
14.8%
4
Injury
7.7%
5
Genitourinary
5.1%
1
Musculoskeletal
33.7%
2
Cancer
17.1%
3
Injury
9.8%
4
Circulatory
7.9%
5
Infectious
6.9%
Short-term Disability
TOP 5 CONDITIONS
LONG-term Disability
TOP 5 CONDITIONS
Legal
1
Pregnancy
44.7%
2
Musculoskeletal
11%
3
Mental
10.3%
4
Cancer
7.1%
5
Infectious
4.7%
1
Cancer
27.5%
2
Mental
17.5%
3
Circulatory
12.5%
4
Nervous
12.5%
5
Musculoskeletal
8.8%
Short-term Disability
TOP 5 CONDITIONS
LONG-term Disability
TOP 5 CONDITIONS
Manufacturing
1
Musculoskeletal
21%
2
Infectious
17.5%
3
Injury
11%
4
Pregnancy
9.5%
5
Digestive
7.2%
1
Musculoskeletal
32.8%
2
Cancer
15.3%
3
Circulatory
12.5%
4
Injury
10.4%
5
Nervous
5.9%
Short-term Disability
TOP 5 CONDITIONS
LONG-term Disability
TOP 5 CONDITIONS
Wholesale Trade
1
Musculoskeletal
17.4%
2
Pregnancy
17.2%
3
Infectious
12.8%
4
Injury
10.2%
5
Digestive
7.3%
1
Musculoskeletal
35.2%
2
Cancer
15.8%
3
Injury
10.4%
4
Circulatory
10%
5
Infectious
5%
Short-term Disability
TOP 5 CONDITIONS
LONG-term Disability
TOP 5 CONDITIONS
Not available for use in AZ, GA, NM, OR, WA, WY.
MPDX-726-J
SLPC 31667 06/22 (exp. 06/24)