Erica chose this method to see immediate, small wins and use that momentum to pay off her larger debts.
Pros
The Snowball Method
You build momentum while paying off small debts
Your credit score might improve as small debts are paid off
Cons
Your biggest debts can increase while you focus on the smaller ones
You're not focusing on interest, so cards with higher rates can increase while you focus on small debts
Erica