You are prepared for retirement.
Social Security income
Then you hit a few bumps.
Medicare for health needs
A new health issue arises,
with significant copays.
Medicare raises copays
on your medications.
We need a better safety net for our aging population.
The landlord raises your rent.
You move to a studio apartment to cut costs.
Your new landlord stops paying for water and garbage.
You end up in a shelter waiting for permanent housing.