Card 1. A golf shop employee skims money from the register, putting the store’s profits in the hole.

Card 2. A hardware store’s revenue gets hammered when a hurricane causes a two-day power outage.

Card 3. During an electrical storm, a power surge crashes a party supplies store’s computer systems.

Card 4. A jeweler’s sterling reputation is tarnished when malware exposes personal customer information.

Card 5. A smash-and-grab burglary threatens to devour a bakery owner’s livelihood.

Card 6. A supplier’s warehouse fire delays a toy store’s shipment of the year’s most anticipated video game.

Card 7. A trophy store’s shipment of plaques – intended for a soccer league ceremony – goes out of bounds.

Card 8. Understanding the risks your business faces is the key to making sure you are properly insured.