Motor vehicle crashes are responsible for more than 35,000 deaths each year.* When employees and company vehicles are on the road, business owners need to take steps to protect themselves from risks.
Learn what you can do to help your company navigate its way toward a safer fleet.
*2017 Fatal Motor Vehicle Crashes: Overview, NHTSA Traffic Safety Facts, October 2018
• Risk goes much further than your owned vehicles.
If employees, contractors or volunteers are acting on behalf of your company and operate vehicles that you don’t own, your company may have hidden risks if not managed effectively.
• Vehicle accidents
• Employee and third-party injuries
• Damage to vehicles, property and equipment
• Increased operating costs
• Damage to your organization’s reputation
• Diminished employee morale
• If your employees drive on behalf of your company, they present risks related to:
Your company is at risk whenever your employees are on the road.
Tips for Selecting Safe Drivers for Your Business >
8 Elements of a Fleet Safety Program >
Source: National Safety Council, 2017 Injury Facts
Motor vehicle crashes are the No. 1 source of workplace fatalities
• Have a formal program to address unsafe driving behaviors.
• Road tests
• Contacting past employers
• Reviewing motor vehicle records
• Have a formal hiring process that sets high standards for past driving experience and a safe driving record. Verify these qualifications with:
Select and manage drivers carefully. They’re the most important part of a fleet safety program.
Encouraging Driver Health and Wellness for Businesses >
Creating a Formal Fleet Seat Belt Policy >
Safeguarding Your Business with a Distracted Driving Policy >
4 Steps to Safer Drivers >
• Monitor each driver’s safety record and provide feedback aimed at reinforcing safe driving performance.
• Risk goes much further than your owned vehicles. If employees, contractors or volunteers are acting on behalf of your company and operate vehicles that you don’t own, your company may have hidden risks if not managed effectively.
Source: Critical Reasons for Crashes Investigated in the National Motor Vehicle Crash Causation Survey, NHTSA Traffic Safety Facts, March 2018
94% of crashes are the result of driver error
• Use technology like lane departure warnings and backup cameras to help make your vehicles safer to drive.
The right vehicle and technology can help your driver
on the road and help you manage your operation.
Vehicle Telematics Program Guidelines >
Car Safety Technology That May Save Your Life >
Fleet Maintenance Planning >
• Consider investments in collision avoidance technologies such as automatic emergency braking.
• Telematics technology can help track your vehicles and provide insights on driving behaviors that can be used to coach employees to become safer drivers.
• Reduce the risk of a total fleet loss by not storing large numbers of vehicles together where they are vulnerable to fires, storms or floods.
• Security procedures, securement devices and remote tracking technology can help you protect your vehicles and cargo.
Source: Federal Motor Carrier Safety Administration 2014 study
50% average reduction in “unsafe events” when telematics systems are used to provide drivers effective feedback and coaching
• Provide effective training so drivers understand your organization’s vehicle safety policies, procedures and safe driving techniques.
A safety training program can help increase your drivers’ skills and knowledge and help them avoid crashes.
Winter Driving Safety Tips >
4 Summer Driving Hazards >
Share the Road >
Truck Zone Safety >
Staying Safe in Work Zone Traffic >
Distracted Driving – Every Second Matters® >
Dangers of Distracted Driving >
3-Second Rule for Safe Following Distance >
Keeping Drivers Safe in Dangerous Conditions >
• Provide annual training for current employees who drive and additional training when employees are involved in preventable crashes.
• Have a safety training program to educate all employees who operate vehicles on your organization’s behalf.
Source: National Safety Council 2017 Injury Facts
47% of multi-vehicle crashes are rear-end collisions involving speeding, tailgating, distraction and other bad driving habits
• Reduce claim costs and improve the outcome of the claim by managinng accidents effectively.
• Knowing what to do at the scene
• Collecting the right information and taking pictures
• Quickly reporting accidents
• Make sure employees are prepared to handle vehicle accidents by:
Vehicle accidents can occur despite your organization’s best efforts to avoid them.
Report a Claim >
What to Do in Case of a Truck Accident >
What to Do If You Are in a Car Accident >
The Science of Car Crashes >
• Investigate accidents to determine the root causes. Use this knowledge to educate employees and help avoid future accidents.
• Establish a safety committee to help determine accident preventability and what corrective action procedures are appropriate.
Source: National Highway Transportation Safety Administration
Nearly 80% of crashes involve driver inattention (due to distraction, fatigue or just looking away) just prior to the crash
• Fleet safety program guides
• Safety program self-assessments
• Driver safety training programs
Travelers customers have access to additional driver
and fleet safety tools and resources, including:
Now that you understand the risks your organization faces, and ways to manage those risks, shift your fleet safety program into gear.
to access Travelers’ secure website
for business insurance customers
Tips for Hiring Safe Drivers and Managing Your Fleet >
The average motor vehicle work-related injury costs $78,293