NATIONWIDE (VPI)
PETPLAN
ASPCA PET HEALTH
INSURANCE
EMBRACE
HEALTHY PAWS
PETS BEST
PUMPKIN
FIGO
LEMONADE
COVERAGE
Can pay the hospital directly at time of checkout for eligible claims
No payout caps or limits – ever.
Covers approved surgeries, diagnostic tests, medications, & hospital stays
Covers dietary supplements
Pays customer based on actual veterinary bill
Does not increase prices automatically every year just because an individual pet ages
Coverage available from birth
Customer care available 24/7
24/7 preapprovals available
24/7 preapprovals available
TRUPANION
NATIONWIDE (VPI)
Depends on the specific plan
Depends on the specific plan
Depends on the specific plan
Depends on the specific plan
NATIONWIDE (VPI)
PETPLAN
Depends on the specific plan
PETPLAN
ASPCA PET HEALTH INSURANCE
Depends on the specific plan
ASPCA PET HEALTH INSURANCE
EMBRACE
EMBRACE
When Wellness Plan purchased
HEALTHY PAWS
HEALTHY PAWS
PETS BEST
PETS BEST
FIGO
FIGO
PUMPKIN
PUMPKIN
Depends on the specific plan
COMPARE ALL COMPANIES
NATIONWIDE
(VPI)
Depends on the specific plan
Depends on the specific plan
Depends on the specific plan
Depends on the specific plan
NATIONWIDE (VPI)
PETPLAN
Depends on the specific plan
PETPLAN
ASPCA
PET HEALTH INSURANCE
Depends on the specific plan
ASPCA PET HEALTH INSURANCE
EMBRACE
When Wellness Plan purchased
EMBRACE
HEALTHY PAWS
HEALTHY PAWS
PETS BEST
Depends on the specific plan
PETS BEST
FIGO
Depends on the specific plan
FIGO
PUMPKIN
PUMPKIN
COVERAGE
Can pay the hospital directly at time of checkout for eligible claims
No payout caps or limits – ever
Covers approved surgeries, diagnostic tests, medications, & hospital stays
Covers dietary supplements
Pays customer based on actual veterinary bill
Does not increase prices automatically every year just because an individual pet ages
Coverage available from birth
Customer care available 24/7
24/7 preapprovals available so you can rest easy knowing you're covered, even in an emergency situation.
24/7 preapprovals available, so you can rest easy knowing you’re covered, even in an emergency situation
TRUPANION
Depends on the specific plan
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
HEALTHY PAWS
EMBRACE
ASPCA PET HEALTH
INSURANCE
PETPLAN
NATIONWIDE (VPI)
PETS BEST
FIGO
PUMPKIN
LEMONADE
COMPARE ALL COMPANIES
LEMONADE
LEMONADE
Deductible options are $100, $250, or $500
Annual limits of $5,000, $10,000, $20,000, $50,000 or $100,000
LEMONADE
LEMONADE
PUMPKIN
LEMONADE
LEMONADE
Annual limits of $5,000, $10,000, $20,000, $50,000 or $100,000
Annual limits of $5,000, $10,000, $20,000, $50,000, or $100,000
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
Questions? Give our pet-loving customer care team a call at 855.591.3100.
*Product details vary in Florida. If you’re a resident of Florida, you can learn about your plan details here.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of May 18, 2020. Coverage options are interpreted by American Pet Insurance Company as being comparable, and American Pet Insurance Company recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs.
Providers and underwriters as follows: ASPCA underwritten by United States Fire Insurance Company | Embrace underwritten by American Modern Insurance Group | Figo underwritten by Markel American Insurance Company or Independence American Insurance Company | Healthy Paws underwritten by Indemnity Insurance Company of North America; ACE American Insurance Company; Ace Property & Casualty Insurance Company; Westchester Fire Insurance Company; or Atlantic Employers Insurance Company | Petplan underwritten by XL Specialty Insurance Company | Pets Best underwritten by Independence American Insurance Company or American Pet Insurance Company | Nationwide underwritten by National Casualty Company or Veterinary Pet Insurance Company (CA only) | Pumpkin underwritten by United States Fire Insurance Company
LEMONADE
How Trupanion compares