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Injury • Illness • Dental • Vision • Life
ColonialLife.com
ACCIDENT, CANCER, CRITICAL ILLNESS, DENTAL, AND HOSPITAL CONFINEMENT INSURANCE PROVIDE LIMITED BENEFITS.
This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Policy forms marketed by the company are too numerous to list in the advertisement, but a list can be provided upon request. For cost and complete details of coverage, call or write your Colonial Life benefits representative or the company. A Dental Network Access Plan is available. You may be contacted by an insurance producer.
Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.
© 2024 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
Benefit stories
With rising health insurance premiums and medical costs, many employees are looking for ways to keep their families healthy without sliding into medical debt.
Offering voluntary benefits can help workers and their families cope with medical expenses and empower their financial wellbeing.
Voluntary benefits can help relieve the financial stress
Financial flu: How medical debt can affect your employees
Talk with your Colonial Life benefits representative today to learn more.
For illustrative purposes only. These benefit stories aren’t intended to depict real people.
Soften the impact of medical expenses
Voluntary benefits can help employees pay for their out-of-pocket expenses or for an injury, critical illness or hospital stay. With this coverage, employees can focus on recovery instead of worrying about paying their medical bills. How coverage helps:
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of working age adults with insurance have gone into debt getting care in the past 5 years — only slightly lower than the uninsured.
Source: KFF, Health Care Debt Survey, 2022.
%
60
Orthopedic
clinic visit
Carmen
Carmen was roller skating in her neighborhood park when she fell and broke her ankle.
Carmen’s benefits helped cover out-of-pocket costs for:
X-rays
Follow-up treatment
Walking boot
Carmen
Kyle
Fracture and cast
X-rays and medical imaging
ER visit
Kyle was cleaning his gutters when he slipped off the ladder, broke his arm and went to the emergency room.
Kyle’s accident benefits helped cover out-of-pocket costs for:
Kyle
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Follow-up visits with his doctor
Physical therapy
Click on a name for their benefits story.
Click on a name for their benefit stories.
Colonial Life & Accident Insurance Company
Life Insurance
Life insurance helps provide peace of mind and financial security for the people who matter most in your employees' lives.
Life Insurance
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Hospital Confinement
Indemnity Insurance
Hospital confinement indemnity insurance can help with expenses due to a covered surgery or stay in the hospital that may not be covered by most medical plans.
Hospital Confinement Indemnity Insurance
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Disability Insurance
Disability insurance can replace a portion of an employee's income if they are unable to work if they're sick or hurt.
Disability Insurance
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Dental Insurance
Keep employees smiling with dental insurance that can help cover routine and more costly dental procedures.
Dental Insurance
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Critical Illness
Insurance
Critical illness insurance provides a lump-sum benefit to cover
out-of-pocket costs if an employee is diagnosed with a covered illness.
Critical Illness Insurance
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Cancer Insurance
Cancer insurance can help offset costs associated with cancer treatment and recovery, so employees can focus on getting well.
Cancer Insurance
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Accident Insurance
Accident insurance helps employees pay for out-of-pocket costs associated with minor and major accidents — costs their medical insurance may not cover.
Accident Insurance
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Select a benefit to learn more.
Voluntary benefits can help you build a comprehensive benefits package that attracts and retains skilled workers without adding to your bottom line. Payable directly to the employee, they can be used to pay expenses that other insurance may not cover, like lost wages, out-of-pocket expenses or household bills.
Popular benefits at a glance
Benefits
Life Insurance
Hospital Confinement
Indemnity Insurance
Disability Insurance
Dental Insurance
Critical Illness
Insurance
Cancer Insurance
Accident Insurance
Voluntary benefits help you build a comprehensive benefits package that attracts and retains skilled workers without adding to your bottom line. Payable directly to the employee, they can be used to pay expenses that other insurance may not cover, like lost wages, out-of-pocket expenses or household bills.
Popular benefits at a glance
Benefits
Life Insurance
Hospital Confinement
Indemnity Insurance
Disability Insurance
Dental Insurance
Critical Illness
Insurance
Cancer Insurance
Accident Insurance
Voluntary benefits help you build a comprehensive benefits package that attracts and retains skilled workers without adding to your bottom line. Payable directly to the employee, they can be used to pay expenses that other insurance may not cover, like lost wages, out-of-pocket expenses or household bills.
Popular benefits at a glance
Benefits
of Americans say they are more afraid of medical debt than of serious illness.
Source: Consumer Financial Protection, Medical Debt Burden in the United States, 2022.
%
40
ER visit
Grocery delivery
of Americans say they are more afraid of medical debt than of serious illness.
Source: Consumer Financial Protection, Medical Debt Burden in the United States, 2022.
%
40
Follow-up treatment
of Americans say they are more afraid of medical debt than of serious illness
Source: Consumer Financial Protection, Medical Debt Burden in the United States, 2022.
%
40
Grocery delivery
Follow-up treatment