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(808) 427-6454
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Finding The Best Mortgage Solution For You
We are your local source for home financing. Our mortgage lending group will help you realize your goal of home ownership by finding the best mortgage solution that fits your needs and budget. We use our state-of-the-art technology to make the home buying process one of the easiest in the industry. In fact, we can get you qualified for a home loan in Hawaii in only minutes. We offer a variety of loan types including Conventional, FHA, VA, Renovation loans and many more.
Call today to discuss which of our many programs is right for your specific financial needs. Call 858-449-0514 to schedule an appointment.
Purchase
Refinance
Loan Process
Loan Programs
Purchase & Refinance
Contact
You’re treated like more than a transaction. We value the long-term relationships we foster with each of our clients and are here to help you not just with your current home purchase, but any and all purchases, refinancing or other mortgage decisions throughout time.
When you choose us, you get a truly customized and personalized lending experience that is efficient and streamlined. We understand that purchasing or refinancing a home can be stressful, which is why our experts will shoulder the burden from start to finish. Expert experience and unit problem solving in the mortgage lending industry call us at 858-449-0514.
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Why Choose USA Mortgage Hawaii?
Personalized Service
Low Rates & Fees
Fast Pre-Approval
Variety of Solutions
Monday - Friday: 8:00 AM - 5:00 PM
Sunday & Sunday: Closed
Call Today: (808) 427-6454 aloha@usa-mortgage.com
733 Bishop St., Suite 151
Honolulu, HI 96813
DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms and conditions apply. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org. DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. Interest rates and products are subject to change without notice and may or may not be available at the time of commitment or lock-in.
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VA LOANS
Hawai'i
Why Choose USA Mortgage Hawai'i?
Get a loan for $0 DOWN using the VA Benefit earned through your military service.
“We don’t know them all, but we owe them all.” – Unknown
Who qualifies for VA Loans?
What are the benefits of VA Loans?
Get started!
Why Choose USA Mortgage Hawai'i?
Our Mission:
We honor the heroes who keep our homeland secure by helping them secure their homes. And refinance them!
Our Vision:
Provide a streamlined process that makes the home loan transaction an enjoyable one. Maybe even...Fun?
Who Qualifies for a VA Loan?
Active duty, veterans, those who have served more than 6 years in the National Guard or Reserves, and surviving spouses of a deceased veterans are eligible to take advantage of VA Loans.
Veteran and military homebuyers have access to an incredibly unique and powerful loan program!
What are the benefits of the VA loan?
• 100% Financing*
•Very low rates
•No mortgage insurance
•Can be used to buy, refinance, or renovate!
•No monthly cash reserves required
•Seller contributions allowed up to 4%
We can request your CEO instantly during your preapproval process, or active Military and Veterans can order their COE one of three ways:
1. Complete a VA Form 26-1880 request online at www.eBenefits.va.gov
2. Complete a VA Form 26-1880 along with proof of military service, and mail to the VA Loan Eligibility Center, PO Box 100023, Decatur, GA 30031
3. Contact us and we will request it for you!
To be eligible for a VA loan, you or your spouse must meet the minimum service requirements set by the Department of Veterans Affairs (VA), have a valid Certificate of Eligibility (COE) and satisfy the lender's credit and income requirements.
• You served 90 consecutive days of active service during wartime.
• You served 181 days of active service during peacetime.
• You have 6 years of service in the National Guard or Reserves.
•You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
• You were discharged for hardship, or at the convenience of the government, or a reduction in force.
• You were discharged for a medical condition or service-connected disability.
• You were discharged for early-out and served at least 21 months of a 2-year enlistment.
You may be eligible for a VA loan by meeting one or more of the following requirements:
If you don't meet those requirements, you still might qualify if:
1221 Kilauea Ave., Unit 50 Hilo, HI 96720
*
*100% financing up to the appraised value of the property
VA data from www.va.gov/housing-assistance/home-loans/eligibility/
*100% financing up to the appraised value of the property.
Employee-Owned:
We Are 100% Employee Owned: So we are 100% committed to helping our clients!
Click here to meet the team!
Contact us for your free booklet on the step-by-step process in buying a home!
