Offered by Cigna Health and Life Insurance Company.
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The online tools available on your personalized myCigna account (available once your benefits are active) make it easy to compare and choose dentists, read patient reviews, and view costs based on your specific plan. And added support is just a call away, 24/7. Plus, you can:
• Manage plan benefits
• Consult with a dentist 24/7/365
• Chat with a live representative
PRIVACY STATEMENT I PRIVACY INFORMATION I LEGAL DISCLAIMER
©2022 Cigna. Some content provided under license.
As a Cigna Dental customer, you'll have access to programs and services that can help improve whole person health through dental care.
Learn about the Cigna Dental Oral Health Integration Program.
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myCigna
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Cigna Dental PPO
ORAL HEALTH INTEGRATION PROGRAM
*Network data is projected for YE2022 and is subject to change.
save up to $xxx on dental premiums
The DPPO plan lets you choose from more than 95,000 dentists in the Advantage DPPO network.*
To see which dentists participate in the Advantage DPPO network, click the button below. You'll be connected to the public directory on Cigna.com which allows you to search by location, name of dentist or type of dentist.
When prompted to "Login/Register" select "Continue as Guest."
The DPPO plan lets you choose from over 150,000 dentists on the Cigna Total DPPO network.*
To see which dentists participate in the Total DPPO network, click the button below. You'll be connected to the public directory on Cigna.com which allows you to search by location, name of dentist or type of dentist.
When prompted to "Login/Register" select "Continue as Guest."
The Cigna Dental PPO plan makes it easy to protect your health - and your smile - with the right dental care at the right price. And with coverage that allows you to see any dentist you want, the DPPO plan also offers maximum flexibility.
Pre-enrollment Support Line I 800-Cigna24
A Cigna Dental PPO plan makes it easy to protect your health - and your smile - with the right dental care at the right price. And with coverage that allows you to see any dentist you want, the DPPO plan also offers maximum flexibility.
Search Advantage DPPO Network
Search Total
DPPO Network
Cigna Dental PPO (DPPO)
Offered by Cigna Health and Life Insurance Company.
PRIVACY STATEMENT I PRIVACY INFORMATION I LEGAL DISCLAIMER ©2021 Cigna. Some content provided under license.
Although the DPPO plan will pay for covered services performed by dentists who do not participate in our network, you can save money by using a dentist who is in network. In-network dentists file claims on your behalf and apply your coinsurance to their fees which are discounted for Cigna customers.
The Cigna Dental PPO (DPPO) plan covers certain preventive care services at no additional cost when you use a dentist in the Cigna Total DPPO network*. DPPO plans have an annual dollar maximum which is the most the plan will pay toward covered services during the plan year.
For services other than preventive care, you'll pay a deductible and then a percentage of the amount Cigna reimburses the dentist. It you use an out-of-network dentist, you will be subject to balance billing. This happens when the amount Cigna reimburses the dentist is less than their usual fee. In this case, the dentist can bill you directly for the difference. See the example below for more information.
How the plan works
View Benefit Summary
Search Total DPPO
Network
It is important to understand how care is covered when you use a network dentist versus a non-network dentist.
Learn how a DPPO plan works
Network dentists have agreed to provide dental services to Cigna customers at a reduced rate, saving you money on care. They will file claims for you and they cannot "balance bill" you for the difference between their usual fees and what they have agreed to accept from Cigna. Balance billing occurs when the fee the dentist usually charges is more than the amount Cigna pays them.
Out-of-Network dentists do not offer a reduced rate to Cigna customers and you may have to file your own claims. Out-of-network dentists can charge whatever fee they want for services, but Cigna uses a "maximum allowed amount" to determine the reimbursable fee.
Why use a Cigna network dentist?
Bob and Mary both need a root canal. They have met their annual deductible.
Example for illustrative purposes only.
Bob
Network Dentist
Fee for root canal
$850
Contracted Fee
$650
MRC Amount
$650
$520
No
Yes
$130 + $200 = $330
$520
80%
80%
$850
Percentage of reimbursable fees the plan covers
Reimbursable amount
Plan pays
Can dentist balance bill?
Mary
Out-of-Network Dentist
Mary Pays
$130
20% coinsurance plus difference
between usual fee and MRC.
Bob Pays
Search Advantage DPPO Network
The "maximum reimbursable charge" (MRC) is based on the amount Cigna would pay a network dentist for a specific service. Out-of-network dentists can balance bill you for the difference between their usual fees and the amount Cigna reimburses them.
Bob and Mary both need a root canal. They have met their annual deductible.
Example for illustrative purposes only.
Bob
Network Dentist
Fee for root canal
$850
Contracted Fee
$650
MAC Amount
$650
$520
No
Yes
$130 + $200 = $330
$520
80%
80%
$850
Percentage of reimbursable fees the plan covers
Reimbursable amount
Plan pays
Can dentist balance bill?
Mary
Out-of-Network Dentist
Mary Pays
$130
20% coinsurance plus difference
between usual fee and MAC.
Bob Pays
Although the DPPO plan will pay for covered services performed by dentists who do not participate in our network, you can save money by using a dentist who is in network. In-network dentists file claims on your behalf and apply your coinsurance to their fees which are discounted for Cigna customers.
The Cigna Dental PPO (DPPO) plan covers certain preventive care services at no additional cost when you use a dentist in the Cigna Advantage DPPO network*. DPPO plans typically have an annual dollar maximum which is the most the plan will pay toward covered services during the plan year.
For services other than preventive care, you'll pay a deductible and then a percentage of the amount Cigna reimburses the dentist. It you use an out-of-network dentist, you will be subject to balance billing. This happens when the amount Cigna reimburses the dentist is less than their usual fee. In this case, the dentist can bill you directly for the difference. See the example below for more information.
How the plan works
Learn how a DPPO plan works
Pre-enrollment Support Line I 800-Cigna24
The "maximum allowable charge" (MAC) is based on a percentile of all fees charged by dentists in your area for a service. Out-of-network dentists can balance bill you for the difference between their usual fees and the amount Cigna reimburses them.
Home
Cigna Dental PPO
ORAL HEALTH INTEGRATION PROGRAM
Cigna Dental PPO (DPPO)
Offered by Cigna Health and Life Insurance Company.
PRIVACY STATEMENT I PRIVACY INFORMATION I LEGAL DISCLAIMER ©2022 Cigna. Some content provided under license.
View Preventive Care Plan Summary
It is important to understand how care is covered when you use a network dentist versus a non-network dentist.
Network dentists have agreed to provide dental services to Cigna customers at a reduced rate, saving you money on care. They will file claims for you and they cannot "balance bill" you for the difference between their usual fees and what they have agreed to accept from Cigna. Balance billing occurs when the fee the dentist usually charges is more than the amount Cigna pays them.
Out-of-Network dentists do not offer a reduced rate to Cigna customers and you may have to file your own claims. Out-of-network dentists can charge whatever fee they want for services, but Cigna uses a "maximum allowed amount" to determine the reimbursable fee.
Why use a Cigna network dentist?
Although the DPPO plan will pay for covered services performed by dentists who do not participate in our network, you can save money by using a dentist who is in network. In-network dentists file claims on your behalf and apply your coinsurance to their fees which are discounted for Cigna customers.
The Cigna Dental PPO (DPPO) plans cover certain preventive care services at no additional cost when you use a dentist in the Cigna Total DPPO network*. If you use an out-of-network dentist, you will be subject to balance billing. This happens when the amount Cigna reimburses the dentist is less than their usual fee. In this case, the dentist can bill you directly for the difference. See the example below for more information.
The comprehensive DPPO plan has an annual deductible that you must pay before the plan will begin paying for covered services. There is also an annual dollar maximum which is the most the plan will pay for covered services in a year. For more information about each plan, view the summary documents below.
How the plan works
Learn how a DPPO plan works
Search Total DPPO
Network
Although the DPPO plan will pay for covered services performed by dentists who do not participate in our network, you can save money by using a dentist who is in network. In-network dentists file claims on your behalf and apply your coinsurance to their fees which are discounted for Cigna customers.
The Cigna Dental PPO (DPPO) plan covers certain preventive care services at no additional cost when you use a dentist in the Cigna Advantage DPPO network*. DPPO plans typically have an annual dollar maximum which is the most the plan will pay toward covered services during the plan year.
For services other than preventive care, you'll pay a deductible and then a percentage of the amount Cigna reimburses the dentist. It you use an out-of-network dentist, you will be subject to balance billing. This happens when the amount Cigna reimburses the dentist is less than their usual fee. In this case, the dentist can bill you directly for the difference. See the example below for more information.
How the plan works
Learn how a DPPO plan works
Search Advantage DPPO Network
Bob and Mary both need a root canal. They have met their annual deductible.
Example for illustrative purposes only.
Bob
Network Dentist
Fee for root canal
$850
Contracted Fee
$650
MRC Amount
$650
$520
No
Yes
$130 + $200 = $330
$520
80%
80%
$850
Percentage of reimbursable fees the plan covers
Reimbursable amount
Plan pays
Can dentist balance bill?
Mary
Out-of-Network Dentist
Mary Pays
$130
20% coinsurance plus difference
between usual fee and MRC.
Bob Pays
The "maximum reimbursable charge" (MRC) is based on the amount Cigna would pay a network dentist for a specific service. Out-of-network dentists can balance bill you for the difference between their usual fees and the amount Cigna reimburses them.
Bob and Mary both need a root canal. They have met their annual deductible.
Example for illustrative purposes only.
Bob
Network Dentist
Fee for root canal
$850
Contracted Fee
$650
MAC Amount
$650
$520
No
Yes
$130 + $200 = $330
$520
80%
80%
$850
Percentage of reimbursable fees the plan covers
Reimbursable amount
Plan pays
Can dentist balance bill?
Mary
Out-of-Network Dentist
Mary Pays
$130
20% coinsurance plus difference
between usual fee and MAC.
Bob Pays
The "maximum allowable charge" (MAC) is based on a percentile of all fees charged by dentists in your area for a service. Out-of-network dentists can balance bill you for the difference between their usual fees and the amount Cigna reimburses them.
Pre-enrollment Support Line I 800-Cigna24
Home
Cigna Dental PPO
ORAL HEALTH INTEGRATION PROGRAM
View Comprehensive Plan Summary