19/47

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2007

2008

2009

2010

2011

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2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

2024

Compete

ENDURING CHANGES

DATA AGGREGATOR

Case-specific changes

10/26/2012

Compete is a market research company. 

The FTC complaint alleged that they engaged in unfair and deceptive acts or practices because, despite their claim that they had implemented reasonable and appropriate measures to protect consumer information from unauthorized access, they failed to do so, such as by failing to encrypt consumer information when in transit and failing to implement safeguards to control for risks to consumer information, creating unnecessary risks to consumers personal information.
 

UPromise

EPN/Checknet

Compete

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Compete

10/26/2012

19/47

ENDURING CHANGES

Case-specific changes

2002

2003

2004

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2007

2008

2009

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2016

2017

2018

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2021

2022

2023

2024

UPromise

Compete

EPN/Checknet

DATA AGGREGATOR

HTC America

07/02/2013

20/47

ENDURING CHANGES

Case-specific changes

2002

2003

2004

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2007

2008

2009

2010

2011

2012

2013

2014

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2018

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2024

HTC America

Device and Device Software 

EPN/Checknet

10/26/2012

18/47

ENDURING CHANGES

Case-specific changes

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

2024

Compete

UPromise

EPN/Checknet

DATA AGGREGATOR

Compete is a market research company. 

 HTC is a mobile device manufacturer. 

EPN is a debt collection company. 

Microsoft

Microsoft is a technology company that develops and sells a variety of consumer and enterprise hardware and software products and services. 

12/24/2002

1/47

ENDURING CHANGES

Case-specific changes

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2003

2004

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2007

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2009

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2017

2018

2019

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2021

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2023

2024